Young drivers insurance, pulling my hair out!

Fine

Hi, im 18 and I passed my test about 6 weeks ago. I bought a little fiesta for £650 and for the last few days been ringing every big name for quotes and the cheapest im getting is £4000!

Im really really pulling my hair out because its just too much, im working full time and it will consume so much of my wages.

Alot of my friends are with Quinn Direct for under £3000 but tey are giving me £6000 I just dont know what to do..

Fine

Thank you for the reply and I will try your tips. The only thing though that If i go under my parents as a named driver isnt that illegal?

Fine

Ive tried everything you mentioned and still admiral give me the cheapest at 4k but wont allow monthly payments, really stuck now.

nunnygirl

I'm assuming you've seen this young drivers insurance

Empty_pockets

Try Co-op.

Personally, I'd go without, have done before and if I was in the same situation I would do again.

Charging any more than 2K is silly. 6K is just ridiclous, esp on a £500 car.

Lokolo

Fine wrote: »

Ive tried everything you mentioned and still admiral give me the cheapest at 4k but wont allow monthly payments, really stuck now.

This got me cheapest (£1500)

- DirectLine
- Park on Road
- Third Party Fire Theft
- 6k mileage

What does that give you?

Dan_Smith

Lokolo wrote: »

This got me cheapest (£1500)

- DirectLine
- Park on Road
- Third Party Fire Theft
- 6k mileage

What does that give you?

You probably live in a low risk area, where as the op probably lives in a higher risk area from the sound of it (also being young and inexperienced doesn't help too).

Fine wrote: »

Ive tried everything you mentioned and still admiral give me the cheapest at 4k but wont allow monthly payments, really stuck now.

Sorry to hear that. Sounds like you live in a higher risk area! What area do you live in?

Fine

Lokolo wrote: »

This got me cheapest (£1500)

- DirectLine
- Park on Road
- Third Party Fire Theft
- 6k mileage

What does that give you?

DirectLine want 10K from me and said its an automatic refusal. I basically put all of those in.. I live in Romford, Essex.

Still extremely stressed out as I need a quote for under £3000 which isnt asking much yet its impossible to find

Lokolo

Dan_Smith wrote: »

You probably live in a low risk area, where as the op probably lives in a higher risk area from the sound of it (also being young and inexperienced doesn't help too).

Thats what I got when I was 17

Lokolo

Fine wrote: »

DirectLine want 10K from me and said its an automatic refusal. I basically put all of those in.. I live in Romford, Essex.

Still extremely stressed out as I need a quote for under £3000 which isnt asking much yet its impossible to find

Ouchies. Poor you!

gordikin

Empty_pockets wrote: »

Try Co-op.

Personally, I'd go without, have done before and if I was in the same situation I would do again.

Charging any more than 2K is silly. 6K is just ridiclous, esp on a £500 car.

Not if they are at fault for a £100k claim.