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Daily Chat Thursday 28th Oct hello everyone xx

1356

Comments

  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker

    Interesting...

    Would it be possible to use a CU loan to pay down a credit card and benefit from the lower interest rate or is that against the principle of it?
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • scaredy_cat
    scaredy_cat Posts: 7,758 Forumite
    i think credit unions will sometimes give loans to peeps when banks have refused them.
    Cats don't have owners - they have staff!! :D:p
    DFW Long Hauler Supporter No 150


  • sallyx
    sallyx Posts: 15,815 Forumite
    Thanks for recipe LMC
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
  • InkyCats20
    InkyCats20 Posts: 1,282 Forumite
    Part of the Furniture Combo Breaker
    Morning Lovely Daily Chatters :D

    Thought I come out of pop out of lurkdom to say I've bought a house & I'm exchanging tomorrow & completing next Friday 5th November, so I'll be moving into my own place after renting for just over 4 years, I'm so excited :p

    Its taken quite a while a the chap I'm buying from is so disorganised its untrue :cool: but its all systems go now :T

    Hope everyone is well & its nice to see some of the regulars posting again ;)

    Thats it for now I'll drop back into lurkdom

    IC
    x
    Don't Take Life too Seriously - Nobody gets out alive :rotfl:
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    So I went shopping and got....


    Nathan a halloween costume:cool::rotfl:
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • beanielou
    beanielou Posts: 96,645 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Credit unions are just fab~join!
    Laters.........
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,645 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lucifa73 wrote: »
    Interesting...

    Would it be possible to use a CU loan to pay down a credit card and benefit from the lower interest rate or is that against the principle of it?

    I have done just that in the past.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • scaredy_cat
    scaredy_cat Posts: 7,758 Forumite
    Lucifa73 wrote: »
    So I went shopping and got....


    Nathan a halloween costume:cool::rotfl:

    ooo we need pics!!!!
    Cats don't have owners - they have staff!! :D:p
    DFW Long Hauler Supporter No 150


  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    Part of the Furniture Combo Breaker
    Markies don't have a pic on their website :(
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • Sal, no worries at all. It's really easy and tastes lovely. Plus the 'boiled' mix tastes rather nice too, I use to get told off all the time when I was younger for sampling it!

    LMC x
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