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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning

    So council paid me and I've sent £1229.98 over to the credit card which clears it.  I'm hoping I don't have any interest to pay as its 3 days before my next statement not sure how it works but if so it'll get paid off straightaway.

    So that's that cleared, however I normally transfer £600 straightaway from the council wages into my bills account but really wanted to get this card gone so now I have only £200 in there but I have til the end of the month to build this up again so it's doable will just keep rounding down my account.

    Sold my ugg boots on FB so after postage I made £102.53 so that's went straight into the holiday pot vinted and surveys are going ok aiming for £200 in side hustles so need to see what else I can sell.  
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Credit card statement is in……..they’ve added £19.90 in interest daylight robbery 😂😂

    will get this paid next week 

    my bill account is sitting at £360 still got £240 to go 

    bit of a spendy weekend £23 on show tickets to see my eldest in his show, nails needed done and bought food for our fakeaway and xanders birth certificate for his name change 

    hopefully I can keep spends are low this week xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening

    Still plodding along here

    Bill account has £517 in it woo hoo only £83 to find by the 31st I can do this..

    Sales on vinted are doing on I have £108.42 so far in sales this month would have been more but i reached a small target and bought myself a couple of things off of vinted, a Nike Hoodie for £7 and a pair of Nike leggings for £4 so with postage fees and fee it was £18.33 all in 

    Facebook sales are £135 but spent £20 of it 

    Surveys are £20.22 approved and £3.60 pending

    So potentially I have £233.64 plus £3.60 for this month so far so I've smashed my target of selling £200 worth of stuff

    and decluttering in the process

    Hope you are all well xx


    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Awsome as always  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Willowtree222
    Willowtree222 Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You're one very determined lady when you get going.

    Amazing progress. X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You're doing great, well done!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning 

    cleared my credit card of the cheeky interest applied this month so it’s official it is cleared.

    however……….might need to add to it ever so slightly as my back garden has finally been priced up to be done and with all my hustles and money from my gran I should managed to purchase the slabs which are a eye watering £1500 but would be put on the card and cleared asap to ensure my money is protected

    its been 7 years today since we officially bought our house and I’ve been very patient regarding the back garden but no more it’s getting done this year.  It’s hubby’s best friend who is a landscaper who is doing it and my hubby brother and son as well as myself will be busting our bottoms to help get it done.  Then I can enjoy a beautiful full low maintenance garden, KK is all excited about getting flower pots in and planting flowers bless him xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on clearing the card!

    The garden will be well worth it when done, and it won't take you long to clear the slab payments.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Love hearing how well you are all doing!  Still bossing it as always <3
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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