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Abba1772's Debt Free Diary

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  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All good then  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A couple of years ago I bought a pair of denim ankle boots with gold stars on. They were gorgeous but I was terrified to wear them. Ended up giving them to a charity shop. Hopefully someone is enjoying them now. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Been paid off the council for my community childcare so put money aside for the bills next month and have whacked the rest towards the credit card so we are sitting at £1814.52

    cant wait to see the back of this card tbh then I can focus daughters wedding

    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pay that £14.52~~you know you want too!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I went one better and got my card down to £1694.46

    been rounding the account down every day so I’m happy with this result 

    spreadsheet updated with my predictions so I’m on my way to having this cleared by the end of next month 

    nearly at £100 in sales on vinted sold something on fb so she the money straight to the credit card 


    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Amazing as always x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    My bank does roundup on my transactions and recently you can request for them to double the amount up. The money goes into my savings and I’m surprised how quick it is mounting up. I am hoping by the end of the year to have £500 in that account, and with the roundups, think I might achieve it for once.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • That's good Amber, mine doesn't offer that x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    amber03 said:
    My bank does roundup on my transactions and recently you can request for them to double the amount up. The money goes into my savings and I’m surprised how quick it is mounting up. I am hoping by the end of the year to have £500 in that account, and with the roundups, think I might achieve it for once.xx
    I find I don’t miss the round downs so it’s a great way of saving xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning

    I have a cheeky day off childminding however I still volunteer today at the local Food Larder which is a all day session luckily I get to take the kids with me but today I will only have my KK as it's February break here.

    £51.24 was the interest added to my card hate interest but my target is to get the card cleared before the next statement date which is the 12th March so it's on.  sent £4.64 towards the card today.

    extra payments are slow just now as money is tight due to wedding dress shopping at the weekend with my daughter.  She's found a style she likes so instead of paying over a grand for a dress we've found one pretty similar for £200 online which can be tailored to her measurements.  Now I need to get her measured.  I also need to order her the Vans trainers she wasn't for under her dress so we need to pull our finger out as she's getting married in August and they are too laid back for me.

    But this won't impact my card payments as I already have some money put by for the dress but we made a day of it going for lunch and some shopping but we had a great time and built a lovely memory of it so all is good.

    Also need to watch pennies as we are going to the sealife centre on Sunday to celebrate our friends wee one turning 1 ...........already so that's costing us at least £60 plus fuel plus fuel as me and hubby taking our cars and then food.  ah well you only turn one once lol.

    right off to get my wee one up
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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