Abba1772's Debt Free Diary

abba1772

Sun_Addict said:

Adding - I love how you’ve kept your focus despite what’s happening, just brilliant 😁

I know I'm one of the lucky ones who are still getting paid I know a lot of childminders who are not so my mindset is to continue debt busting so I can eventually overpay the mortgage and get savings behind us so should this ever happen again we won't need to worry as much xx

Willowtree222

That is a great plan. Looking at your determination shows that you will likely succeed. x

abba1772

Morning

Well it's done I've paid off my Very Account and the Halifax after juggling a couple of accounts about, don't worry I haven't touched my emergency fund.  I'm so pleased and any money Abbie pays me for her phone goes straight to my savings as well so I happy with that.  So no more debt repayments for me just now woo hoo.

I've paid off £7139.16 this year in debt repayments, cleared two credit cards savings about £200 a month in repayments, that's a lot of money but in the long run I'm glad it's done.  Just hubby's other card to tackle expect plenty of swear words when I find out how much is on that card but it can wait, he's paying minimums on it at the moment so I'm going to enjoy not having to put lots of money towards the debt.  

Now to get saving.  Things I want to save for are:

Holiday savings (spending money and money for some clothes and new trainers for everyone)
Need to get a quote for the back garden as I want it reslabbed and made the same level plus new back stairs then this means the back garden is completely finished.
And just to have money in a savings account in general so that if something big needs purchased I don't need to rely on credit cards if that makes sense

Today's plan is to paint the skirting boards in the hallway now that hubby's fitted the trims its quick drying so Peggy is at my grans so need to venture into the garage of doom and find the paint.  this should be fun lol 

Washing already on the line and another one in the machine so a productive morning so far.

Right if you don't hear from me in a couple of days I've probably tripped over something in hubby's garage and haven't been found  

Willowtree222

 
Congratulations Abba, you must be really chuffed and proud. You have put so much into this and now look where you are. x

abba1772

I'm very pleased with myself n o doubt tomorrow it'll be an anti-climax

Well braved the garage and couldn't find the paint, don't know what to do with myself lol don't want to clean but no doubt i will do this.  Will see what they boys wants for lunch and then I'll do a workout later.  Might hoover upstairs actually.........see I told you.....cleaning lol xx

Sun_Addict

Wow - a fantastic amount to have paid off in such a short time.  Well done 🎉😀  I bet you're looking forward to tackling that list of nice things to save your money.  A holiday will be fabulous once this is all over.

monz

omg abba!!! thats amazing!!!!!

beanielou

You are a legend    xx

(Do you have a rough idea on the last card?!)

abba1772

beanielou said:

You are a legend    xx

(Do you have a rough idea on the last card?!)

Nope and I don't want to know at this point tbh......I'm.enjoying my moment

Ended up gutting my bedroom.still to put the sheets back on but it's sparkly and clean

Also did a workout too was very sweaty xx

Willowtree222

You're still managing to workout! I am just about managing to get out on one walk a day  
Have a lovely day. I would be tempted to look at the credit card though, just so I know how it is!
x