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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Nicnak said:
    They are a great outlet. I use mine just to vent about everything.
    The walk sounded like it did Abbie good, which is great. We went for a walk yesterday and that really helped with me as well. 
    When will you clear the Barclaycard? I thought you mentioned this Friday but wasn't sure. 
    Have a lovely day x
    Friday I'll hopefully be taking a big chunk out of it as the college are due to pay me then i'm hoping by next wednesday it'll be cleared as tax credits are due in so I'll just clear it all hopefully then x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Sun_Addict
    Sun_Addict Posts: 24,133 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Diaries are a great way to get things off your chest that you wouldn't normally mention to RL friends/family. I think tensions are running high at the moment, everyone is stressed about the virus and some are getting cabin fever. I hope things settle down soon.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Willowtree222
    Willowtree222 Posts: 8,232 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I was thinking about the Avon online store yesterday actually, how strange that you have said about it! Thought it would be a good way to get sales without you leaving the house so you don't lose business if people still want to buy products.

    Have a lovely day x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    well what a numpty I am.......seen I hadn't been paid by the college got myself in a panic and wondered what was going on, checked with other childminders to see if they had got paid which they had, checked my emails only to discover it hadn't sent and it was sitting in my drafts folder.....................!!!!!! so I've sent the blooming email and I'll phone them on Tuesday to find out when I'll be getting paid......my mistake which isn't like me as I normally double check the emails have sent.  Hoping it won't take too long.

    So I've sent £208.71 towards the barclaycard I'm still on target to clear it however I won't be able to clear my Halifax straight away.  I'll need to wait until the college pay me for me to clear that.

    Abbie's bought a new one well I've paid for it but she's paying me back so she spent £389.99 she's gave me £25 up front she'll be sell her old phone and give me the money straight away and shes asked for a extra shift a week so that extra money will be given to me straight away every week.  This has came out of one of my savings accounts so at least it's not on credit.  

    Did my workout today was super super sweaty but I really enjoyed it


    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Sun_Addict
    Sun_Addict Posts: 24,133 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I bet you were cross with yourself about the college money. Hopefully you’ll get it soon. 

    My Insanity instructor is doing a live You Tube workout on Sunday at 9.30 ish -  I can PM you his link if you fancy giving it a go. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Willowtree222
    Willowtree222 Posts: 8,232 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    How long does it normally take to be paid after the email? Hopefully the wait isn't too long?
    I always look on in awe at your payments. Think how much money you will be able to save when you pay all this off. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I bet you were cross with yourself about the college money. Hopefully you’ll get it soon. 

    My Insanity instructor is doing a live You Tube workout on Sunday at 9.30 ish -  I can PM you his link if you fancy giving it a go. 
    that would be great sun addict good to try something new x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    edited 11 April 2020 at 11:01AM
    Nicnak said:
    How long does it normally take to be paid after the email? Hopefully the wait isn't too long?
    I always look on in awe at your payments. Think how much money you will be able to save when you pay all this off. x
    It normally takes about 2 weeks but hopefully they will rush it, they've also informed us the next invoice will be the last invoice so college childcare payments are finishing a month early but as I don't rely on the money as it was going towards the debt it's fine so the final invoice will go towards the holiday savings..............still hoping we will be going as our holiday is August xx

     I think that when hubby lost his job over a year ago and we managed fine on my wages I decided anything extra would go towards the debt..............like you say the quicker i can get it paid off then I can save defo want the mortgage paid off as soon as i can xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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