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Abba1772's Debt Free Diary
Comments
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Afternoon....well its morning but time i waffle on it'l be officially the afternoon lol xx
My gran wanted the puppy as it's her day to have her so tied her up outside my grans house and phoned her, it's ridiculous but i need to keep her healthy and free of germs so I plan on being productive today.
I have been to the post office and finally sent my Avon returns back and paid the cash i received into my account. Came home and I paid my invoice straight away.
KK drew a beautiful rainbow which will go up on our window and Xander did three sets of classwork tasks so they are now playing Fortnite.
I've sent £106.60 of the Avon commission straight to hubby's card so we are under the £1500 mark, hoping by next Friday a huge chuck of that will be sent towards it as college and council will be due to pay me. In fact council called to query my invoice today as I had two children change their hours on the request of the council but the lady was off who gave it the go ahead but after i explained it and said I had emails confirming these changes they said they will pay it. Phew..........
Today's plans to be productive is to fix all the warped bit of wallpaper in this house just bit that have peeled off the wall a bit but they are annoying me so have watched a few YouTube videos and already have the wallpaper paste in and sponges so no need to go out plus it'll be another thing off my list....yes I have a actual written down list does that actually surprise you? lol will see if i can complete any more items on my list whilst the boys amuse themselves and Peggy isn't here for a few hours.
Right off to see what the boys want for lunch xx
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.055 -
Well done on paying some more off the card. Good that you'll be able to manage without his income, but as you say he's got a job waiting for him when all this is over, just a temporary hitch. Sounds like you're keeping yourself out of mischief during lockdown 😁I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Sun_Addict said:Well done on paying some more off the card. Good that you'll be able to manage without his income, but as you say he's got a job waiting for him when all this is over, just a temporary hitch. Sounds like you're keeping yourself out of mischief during lockdown 😁NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054
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morning guys how is everyone???
I've got another day off so will be using it to full advantage
I've done my banking, paid £10 towards the very account as I have a pair of KK's trainers on there for holiday so that's them half paid off. Sent £10 towards the hubby's card as well. Love seeing this balance come down.
Plans for today is to walk to homebargains as hubby has the car so that'll be my daily exercise and hopefully i can get a work out done as well later on. work off the crisps i had last night. we need potatoes and our local store one don't look like they will last.
Also plan on sorting out our tax credits before the end of the financial year so hubby's due his last wage slip for the financial year so if i get all his new details submitted we might be due a little extra as hubby hasn't earned as much due to gap of four weeks this year.
abbie's back home she tried to live with her BF and his family during the lockdown but she said tensions in the house are too high and everyone was snapping at each other which made her anxiety worse so she came home yesterday and the boys were so pleased to see her they never left her side they made mickey mouse rainbow faces for the window and did a colouring in session then went into her room to watch star wars with her.......it's good to have her home xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.056 -
That's lovely news for you to have Abbie home
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4 -
What a shame about hubby's work. At least you have a plan.
Good to have abbie home again. It must be hard being away from home in these situations.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
morning
it's snack time so thought I would jump on and do my banking. And I was pleasantly surprised as I got paid by the council a week early so I've sent a huge payment of £794.99 towards the hubby's card so i'm on the homestretch of getting this card at zero by the middle of the month........it's on lol only £663.95 to go woo hoo
Phoned tax credits to inform them of hubby's job change.........was quite quick less than half an hour so that's another thing off my list.
Today's plan is to get the washing put away as it's been sitting in my hallway upstairs for 3 days now...........no need so that'll get done when i finish work, managed to clear the space on the top of my drawers as well love it when my room is super tidy. So I'll tackle my bedroom today as well I think xx
Also want to get a work out done as well need to watch the shoulder as it's slightly aching so will just need to be careful.
Hope everyone is safe and doing OK xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.056 -
That’s just awesome 😎 xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Wow that's an impressive amount to pay off. The card will soon be gone at this rate.I get knocked down but I get up again (Chumbawamba, Tubthumping)4
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Well done on that big payment!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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