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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    well super busy day

    managed to spend money :o bought a new shaving mirror for hubby £9 got a pair of toy story pjs for KK £14 down to £3 a pair of Jogging bottoms for kk as well from £13 down to £4 :D and I got a new bath mat in dunelm with 20% off for got it for £11.20 so defo got some bargains.

    Putting the Avon through just now so far we have £783 in orders :j still got two customers who are sending their orders tomorrow so hopefully have over £800 meaning £200 commission, which is amazing for the first order of 2020........half will go towards the Halifax :cool: and half will go towards wee day I think :)

    tomorrows plan is to go to my gym class at 9.15am, then walk to my nail appointment , well if the legs allow me :rotfl: then I have a eyebrow appointment at 1.30pm, got a kid free night tomorrow so might see if hubby wants to go out for dinner if not we will get a cheeky takeaway (pending weigh in results :rotfl: ) and watch a movie and actually spend some time with him

    hope everyone has a lovely weekend :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Willowtree222
    Willowtree222 Posts: 8,234 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 18 January 2020 at 3:31PM
    I love bargain shopping. Makes me feel like I've accomplished something amazing!!

    Wow, your Avon orders are incredible.
    Your gym updates are putting me to shame. I do pretty little exercise. Have no idea how I'm keeping my figure!

    X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • beanielou
    beanielou Posts: 95,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Avon sales are great.
    Enjoy your weekend/)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Quiet morning in today seeing as one mindee if off sick, another one is loaded with the cold so sitting on couch huddled up with the blanket on and watching Alvin and the smallest one playing with the cars thought I would pop on pay something towards the Halifax

    Sent £7.10 towards the Halifax slowly but surely should be hitting it with a few large payments this week tho so that'll make me feel a bit better. On track to clearing this card by the end of February :cool:

    Need to remember it council tax free months in February and March so more pennies toward the debt :T

    Was at the gym last night did two classes stomach muscle still sore as I've pulled the top ab muscle :o can't do sit ups, jump, sneeze or cough it's blooming sore :mad: but I'm still on it as I lost 3lbs on weigh in on Saturday :T so that's 5.6lbs I've lost since start of January :T only need to lose 6.4lbs and that's me lost all my weight I put on over December :eek: then I would like to lose another 1.5 stone before I go on holiday .......will be hard work but I'm still enjoying the gym, in fact I need to remember to set up my direct debit for the gym

    Will be going to the gym tonight having a rest day tomorrow night ......one of my families informed me that they will be picking up their kids later as one of them has been moved locations, he's a builder but it's not happening as I already work 7am til 6pm and I'm not working any later as I like going to the 6.15pm classes so I've told them i will drop them off to a relative on way to gym as I'm not working any later as 6pm is late enough I reckon ........plus they don't pay anything extra when they do run late so they are taking the p£&@ I reckon. Bit harsh????

    Right off to get snacks for myself and kiddiewinkies :T
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No , not harsh at all.
    I think that you are quite right :T
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Not harsh at all complete joke. Normal nurserys close at 6pm. You even offering to drop off is more than you should be doing xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Not harsh at all - i still have one in childcare and it closes at six. We have to be there by 5.50pm so that we have done the handover and out the building by 6pm. On the odd occasion I've been there at 5.55pm, they've been calling me as i'm driving up the carpark to chase me (which i think is a bit harsh, as TECHNICALLY i pay 8-6 and I don't get a daily update anymore, just sign him out and go). Anyway, i think they are taking the P by telling you that's what they're doing, not asking.

    And actually, i think you're being pretty generous by offering to drop the child off at a relatives. You'd be will within your rights to say 'No, i close at 6pm' and that's it. So you're kinder than some other childcare providers!

    Glad you're enjoying your classes, I'm enjoying mine too :) And great work on the Avon orders, especially for Skint January!
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • Sun_Addict
    Sun_Addict Posts: 24,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just catching up with you and you're doing fab as usual. Well done on keeping up with the exercise and healthy eating, looks like it's paying off :) Doing well on tackling those debts too, great idea to take them on one at a time.

    Very cheeky of the family member to just assume you'd be ok with the later pick up, he could've offered extra cash at least. You have a life too outside of the minding.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wow Great Avon orders, I used to do it but never had that much success abba. I agree good of you to drop child off.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Calling14 wrote: »
    Wow Great Avon orders, I used to do it but never had that much success abba. I agree good of you to drop child off.

    It's taken me 10 years and a few reps in the area to quit to get this good, the amount of times I've felt like jacking it in tho but it's been worth it as half the commission goes towards debt and half goes towards the family xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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