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Abba1772's Debt Free Diary

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Comments

  • Willowtree222
    Willowtree222 Posts: 8,300 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Your debt plans might be something I need to do. I just have a clear debt, rather than which debt to tackle. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Happy new year and you will clear that no problem at all!!!!
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Happy New Year and that debt will be gone in no time :D xx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Is anyone else struggling to get into a routine before schools go back??? I'm really struggling to get up in the mornings :rotfl: Monday is going to be hell :rotfl:

    The tiler guy in in to regroup my bathroom and to tile a strip behind the cooker :T quoted me £200 but once he found out hubby was a mechanic he asked if he could fix a couple things on his car so the price should be £120-£160 :j so saving on pennies :T

    Managed to get the huge ironing pile done and put away :T and two washings on the airers

    Still to do is to organise the avon books and get them out tonight

    Also want to sort out the boys clothes and see what's to get binned, charity shopped or sold :cool: need to make some pennies

    Going to see if I can send some pennies towards the Argos account and start getting back into my routine again :o

    Hope everyone is well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great savings from the tiler :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Willowtree222
    Willowtree222 Posts: 8,300 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Moring Abba,

    I am really struggling. My new wake up time is around 8am rather than 6am. Tomorrow will be a definite shock to my system. Great news about the tiler though. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    7am was a shock to the system :rotfl:

    Still managed to function tho ;) got a washing on the airer and another one in the washing machine :j

    Sent £5.49 towards the Argos card as absolutely skinto well not skint as I have £1k put aside but need to pay my national insurance by the end of month........I quite like looking at my savings and seeing this amount but I reckon it'll get chucked towards the debt :rotfl:

    Got organised for play group 18 kids turned up :j quite nosy half the kids were struggling :eek: quite a few greety faces today

    Kids are having lunch then it's nursery runs which we will get soaked as it's bucketing down here and need to nip to the local shops for milk bread and Brillo pads as I need to get the grout haze off my tiles, did it for a hour yesterday and only managed one wall so will do that after I've finished work and I'll order my blind on eBay for my bathroom and that's the bathroom all freshly redecorated.......love it xx

    Back on the Fitbit steps and healthy eating so logging everything and staying within my calories allocated to me on myfitnesspal.........as I've packed on a ton of weight over the holidays xx

    Right off to dig out the boots and waterproof for the nursery run xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Sun_Addict
    Sun_Addict Posts: 24,436 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Belated Happy New Year :) Wow what an awesome amount of debt you paid off last year, making a great start to this year too, it will all be gone before you know it.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Kids are having their lunch so I'm on here

    Busy morning so far weather is miserable so we've had a day in playing with cars, arts and crafts and our new batman toys kids have had a blast

    I've done my daily round downs t £2 something towards the Argos card not much I know but this takes my account to zero .......will transfer some money from the savings later on as nothing else is pending

    Need to get off the fb marketplace bought the boys a fortnite monopoly board game for £10 luckily the generous seller delivered it to me....... it's still sealed and I have also organised to collect a buggy I've had my eye on for a wee while now it's £50 comes with raincover and foot muff has given up :rotfl: it is kks original buggy so 7 years old so it's done me proud especially with the walking I do :rotfl:so I collect that on Thursday night after I've finished work

    I have scouted out a pair of xanders old barely used trainers and I've scrubbed them with the pink stuff.......that stuff is amazing they look brand new now so I've put them on the fb pages

    Was meant to be finishing work at 5.30pm tonight but mindee has phoned in sick so I finish at 2.45pm :T so this will leave me time to tackle the tiles in the bathroom :T hopefully I get majority of it done today

    I'm joining a gym tonight :eek::eek::eek: its £40 a month I know I know a tad expensive but I need to get fitter and stronger my aim is to go to 6 classes a week so this will included going to double ones :eek: I better sleep is all I can say, a couple of my friends have been going for a year and the results are amazing so fingers crossed. I'm back to the healthy eating :T and clocking up the Fitbit steps so positive thinking and hopefully I can lose weight tone up and get strong :j. First class is tonight at 6.15pm :eek: so fingers crossed it goes ok though the shoulder has decided to pull again....think it knows what Is coming :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Willowtree222
    Willowtree222 Posts: 8,300 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Eek joining a gym. Good luck. I am really scared of the places and avoid them like the plague. If you go and use it, then it can be well worth the money so the 6 classes sounds like a good plan to making it cost effective.

    X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
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