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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Sent £220.38 towards the Halifax and clearing it :j hopefully they'll be no interest added on the 12th as that's when the new statement is due

    Going to order xanders phone from music magpie in a minute so that's something off the birthday list

    Tomorrow we are going bag shopping for Xander and trainer shopping for Kk for school and they are done :j can't wait

    Today we might be making a trip to doctors as need to get xander checked out as he's had horrific mouth ulcers for a month now so it's defo needed to be seen hopefully they give me a morning appointment so we miss the rain :rotfl:

    Avon is due to be delivered to me today I've got over 300 items to organise but will not complain as we are making excellent commission this book and we are back in the presidents club for next year :T so I'm all chuffed xx

    Right away to get ready to start work at 9.15am til 3pm today xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Wooo Well done Abba, what is next to clear? Is it to clear the loan you got moved to 0% xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    Wooo Well done Abba, what is next to clear? Is it to clear the loan you got moved to 0% xx


    No quite monz I've still got the very account which is currently sitting at £364.40 so I want to clear that before I tackle the loan, hoping to clear this by the end of the month if not sooner

    Got two birthday and back to school stuff to sort out before first tho just found Xander a Samsung s7 for £140, I've got this phone and it's really reliable plus it comes with a 12 month warranty just waiting on hubby getting back to me about it and I'll get it, I always get a second opinion on tech
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are on a roll. :D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Right phone purchased got £4.41 in cashback........it all counts xx

    Sent a wee payment towards the very account as well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One just finished & right onto the next :D xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    beanielou wrote: »
    One just finished & right onto the next :D xx


    No point waiting about beanie xx

    Morning peeps :hello:

    Set my new target to clear my very account which I'm hoping will be done by the end of the month but got quite a few outgoings this month
    • 1 school bag for Xander and 1 pair of school trainers
    • Finish of Kk's birthday present he's wanting a remote control car, a dinosaur and a flat ball that pops into a normal ball
    • The shed is currently being build and it's an expensive shed so far we are at £970 but money is put aside for this and it should last us 20 years plus it's huge
    • And the puppy which we are going to see on Friday night but money can be scraped together for that no point putting it off when we are ready

    So a bit of a spendy August but we will get through it :T

    I start work at 9.15am today finish at 6.30pm managed to sort my Avon last night just the books to organise and I can text everyone tonight are I finish work

    Today's plans are to have a early lunch and we are walking to the town seeing as it's dry and I'll be pushing the double buggy so that's my work out done as it's 4.5 miles round trip :eek: and I'm not leaving til I have xanders school bag and kks school trainers :rotfl: as I need to check a item off my list :cool: so I can feel organised

    Weather forecast predicts it's going to stay dry so the washing machine will be made to work today as it feels like I've not had a washing done all week :eek:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    edited 8 August 2019 at 4:07PM
    abba1772 wrote: »

    [STRIKE]1 school bag for Xander and 1 pair of school trainers[/STRIKE]

    Finish of Kk's birthday present he's wanting a remote control car, a dinosaur and a flat ball that pops into a normal ball

    The shed is currently being build and it's an expensive shed so far we are at £970 but money is put aside for this and it should last us 20 years plus it's huge

    And the puppy which we are going to see on Friday night but money can be scraped together for that no point putting it off when we are ready



    School uniform and all the bits are done managed to get Xander a under armour bag for £22 in sports direct compared to £30 in jd sports for exact same bag and Kk picked a pair of black adidas trainers for £22 so not too bad I did however manage to spend £25 in homebargains lol ooopppsss :rotfl:

    Had to take Xander into the doctors for a blood test as they are trying to rule out if he had Crohn's disease :( poor boy but hopefully this will show us whats up with him. He was a brace boy nearly squeezed my wedding ring into my skin but the boy did good :T he's now away to help my gran cut her grass and pick up some gravel stones
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Brave boy :)
    Well done on the shopping :)
    I used to hate school shopping with a vegence :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    beanielou wrote: »
    Brave boy :)
    Well done on the shopping :)
    I used to hate school shopping with a vegence :rotfl:

    I just broke it down weekly so wasn't too bad and I'm down one kid as Abbie is at college so I've said I would by her bag for her cause I'm a nice mummy :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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