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Abba1772's Debt Free Diary

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  • Mummy_bear
    Mummy_bear Posts: 604 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    I had my smear a couple of weeks ago. I used to dread them, but 4 kids later I've had more people peer and prod down there than I care to admit :rotfl:
    However, it was literally less than a minute and all done.Hope yours is quick x
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) £46444.23 :eek:
    £40773.61 /£46444.23 87.8% paid
  • beanielou
    beanielou Posts: 95,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I hate smear tests:o
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    beanielou wrote: »
    I hate smear tests:o



    Me too but they need to be done xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Been a busy morning started work at 9am so had a bit of a lie in grabbed a shower before mindees arrived

    Took the kids on the bus £5 and headed to the bank as needed money for the playgroups day out tomorrow the. Nipped to homebargains and spend £6 on juice and snacks for the soft play and 79p on treats for Peggy as ran out already :rotfl:

    Took kids to the soft play £16 :eek: prices have went up :mad: but kids had a blast running riot

    Came home made lunch for everyone bar one mindee who fell asleep on the bus home so he's just having his lunch just now :T

    Finish work at 6pm tonight so another long shift :D

    Still need to get hubby to clear the loan :o money is sitting there in fact I'm going to go online and see if I can clear it xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    beanielou wrote: »
    I hate smear tests:o
    abba1772 wrote: »
    Me too but they need to be done xx

    Me too. They put my teeth on edge. But must always be done.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Did my daily round down sent £4.85 towards the very account :T

    Also bank transferred the money to the loan company so it should be there tomorrow at the latest :T so that means our windows are offically at 0% and we've saved over £500 in interest :T can't wait to tackle this I really can't everything is getting flung at it next month :D

    Today we are off to the farm park with the playgroup I run bus leaves at 10am I have 4 childminding kids and abbies tagging along, Kk is away to a chocolate factory with his gran for a early birthday present and poor Xander is away to doctors to get his wart on his finger frozen off xx hoping it stays dry

    Got two avons to get rid of today :T and that's all my deliveries done :T

    Shed is partly assembled its four sides are up and they've started cladding it in white pvc so I'll have a low maintenance shed which should last me 20 years :T roof goes on tonight and I think they are moving it into place tonight as well.........it's huge xx

    Right puppy sleeping on my lap and I need to get dressed.........puppy sitters are all organised I think I've actually got a timeshare puppy as my gran wants her whilst I'm out and about which I think will do get the world of good xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a good day. Xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    edited 16 August 2019 at 8:16AM
    We had a fab day and it stayed dry which was a bonus

    Today is a soggy mess though and we need to go out in it

    Had to cancel playgroup today as need to take Abbie back to the doctors as the tablets for her anxiety don't seem to be working she's back to being a highly strung mess so I'm going with her as she's my priority so we have an appointment for 10am today so will need to take the bus

    Need to pop into boots for my conditioner as ran out and have used up all the half opened bottles that abbie had to now I desperately need some now

    Finish work at 4pm today and Peggy has her vet check up today

    Need to look up pet insurance as hers is due to run out soon dreading this bit hope its not too dear xx

    Sent £10 towards very seems stuck in the 3 hundred mark for ages hopefully it'll not take too long but with the boys birthdays coming up on Tuesday my pennies are all accounted for

    Managed to get the last two avon deliveries done yesterday after the farm park need to count how much money is there hoping it'll be enough to cover kks two presents xx

    Just need birthday cards and wrapping paper but will get them on Monday when they are back at school
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    edited 22 August 2019 at 3:33PM
    It's been exactly a month since I started knuckling down in the debt since the holiday and I've managed to pay off £909.48 in a month :eek: so I need to stop giving myself a hard time

    Also need to remember we've bought a puppy and everything she needs plus we are building a massive shed I'm hoping the weather will improve as it's still no roof in it but they are meant to be coming round tonight to fix it and put it where it should be going and not in the middle of my garden :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That is a massive massive amount to pay off in a month. Awesome. Just awesome.
    Hope A gets on ok.
    Happy Friday xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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