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Abba1772's Debt Free Diary

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Comments

  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Argos card nearly gone and those 6 pounds will be off before you know it :) Remember the groups challenge ;)

    xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • beanielou
    beanielou Posts: 95,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a good day :).
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I have had a ok day so far........went out for a quick janut with my gran only spent £3 on air freshners gran bought me lunch

    Came home and have managed to get two washloads out on the line :j now going to tackle the kitchen and start my ironing pile til hubby gets home means ive made a dent in it I suppose

    Got a comminuty meeting tonight not in the right frame of mind for it but it'll get me out the house for a while xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I have a meeting on this week too & also not looking forward to it :) xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    beanielou wrote: »
    I have a meeting on this week too & also not looking forward to it :) xx

    It went in ok thankfully :D

    Sent £5 towards the Argos card it's coming down realllllllllllly slowly :rotfl: ur I need to remember I'm only back from holiday and had a birthday to sort out :cool: just seem to be giving myself a hard time at the moment :(

    Easy day today started work at 9am wee one having breakfast so thought I would do my banking and jump on here, will finish at 3pm today :T got a wash on the go and another one waiting to go in nearly caught up on the holiday clothes washing :D

    Going to the community centre later to see what's on and after lunch we will go to the little park to let them run their energy out :cool: so hoping for a low spend today

    The weaning myself off fizzy juice seems to be going ok probably explains the headaches :rotfl: but I'm lucky if I'm having one fizzy drink a day .............the rest is diluting juice :D used to go through 2 x 2 litre bottles a day :eek: shocking plus I need to think of the pennies it'll save me per week :T
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are doing really well with the payments :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • New to this site and the like but I see you're headed towards your goals and good for you. It may be slow at times but at least it's in the right direction!
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Alicia1804 wrote: »
    New to this site and the like but I see you're headed towards your goals and good for you. It may be slow at times but at least it's in the right direction!

    Hi Alicia1804........thanks for commenting I think people in debt need to remember it will be slow as life gets in the way sometimes but like you say you're still going in the right direction xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Argos is cleared :D cashed out of PA which more than covered the last bit on my Argos card and sent the remaining £4.89 towards the Halifax card so I've already started on my next target :D feels good that's one down xx

    Need to watch the pennies as mortgage is due on Monday but I should have enough for that and the loan but need to be very tight on the pennies until then xx

    Working 9am til 3pm hoping the weather improves a bit as wanted to go to the park, checked the weather forecast and it's not matching up with the big dirty clouds I see in the sky :mad: hopefully it'll pass as we want to walk to the park have a picnic and let the kids run about ..........here's hoping :rotfl:

    Managed to get the mammoth holiday ironing pile out of the way :T not its just normal household washloads to take care of still to put it away thought :rotfl:

    Still getting headaches :( yesterday's was a killer and took 2 hours to shift but nothing a wee wander on the beach couldn't solve xx

    Hubby still pricing up sheds I have the money put by that his builder friend quoted us which is quite expensive but I'm not fussed what it's made of.......I need a bigger shed so I can move some toys out of the way so we have a space for our puppy as it needs its own space especially when I'm working and we have the perfect spot in the kitche so the deal is no shed no puppy ...............hubby peed off about that one but I'm putting my foot down as this needs to be planned carefully for the poor mite coming into this household :rotfl:

    Right off to get things sorted before wee one comes xx

    Happy hump day xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Just a quick check it

    Was roasting here today.........kids crashed out on the couch for a hour after we got back from the park :rotfl:

    Lsd today spent £1.18 on bread at local shop for our picnic and then I spent £1.84 on cucumber, tomato and butter in lidl as we ran out

    Found £2 in the park :j in the middle of a huge grass patch so I'll thank the universe :rotfl: so technically only spent £1.02 today :rotfl:

    Sent £10 towards the Halifax today so minimum payment is covered :T will update my signature tomorrow to show my new target :D

    Migraine from hell showed up at 4pm :mad: only went away about half hour ago hoping it's the combination of the weather and the lack of fizzy juice but I'm still off it :T hoping it helps with the weight loss on Saturday xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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