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Abba1772's Debt Free Diary
Comments
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Eeek to the migraine.
I think the lack of fizzy juice mayhelp with your weight loss.
When did you stop it?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I definitely think the weather is responsible for a lot of headaches. Hope it's all better today x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Good luck with weigh in tomorrow
xx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Have a happy Friday ��. XxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Stayed the same at weigh in
will try harder this week hoping it was the warm weather and the lack of fizzy juice where my body decided not to play ball but it's really just an excuse I guess to make myself feel better :rotfl:
Updated my next target :T more than what I thought but forgot I added to it on the last day of holiday :rotfl: but hoping to clear this quickly
Good news on my very account I got £36.60 taken off my balance as I forgot I qualified for cashback so it was a nice surprise to see that go down but my focus is on the Halifax at the moment as it's the biggest and will accrue interest
Want to get this card cleared and hopefully they will give me a 0% money transfer as I've decided I'm going to clear the loan with a money transfer therefore saving about £500 overall in interest and it means hubby doesn't need to phone to give me permission and I don't need to phone them every time I want to make a overpayment as let's be fair me phoning everyday might make someone quit their job :rotfl: but I'll run it through hubby first and see what he thinks xx
If I get this cleared by November it mean all we will have left is hubby's credit cards which I can tackle next year and hopefully by June next year all we will have to worry about is the mortgage and the car loan :T...............that would be amazingthen I can finally start overpaying the mortgage
such a saddo :rotfl:
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You can do itI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
You can do it
Thanks beanie
Managed to gut the whole of upstairs just need hubby to put the suitcases up the loftyes they are still on my landing :rotfl: but everything is bleached and dusted within its life :rotfl:
Hubby has finally started fixing my cupboard in the hall, it was a half cupboard but only the wrong way so he's taken the door off and he's currently putting a full length door in so we no longer see the box of shoes when you come into my house :T will look amazing then we can finally get the trims on the flooring done, that might be a job for next week tho as it's taken nearly two days for this cupboard to be done as he isn't a perfectionist :T
Bought two new storage boxes for £7 for my new cupboard plus £12 in lidl on fresh bits
Did the avon on Friday collected £500 in orders :T and still got another collection on Friday to do :T go us
Also managed to sell two sets of straighteners someone is collecting a set tomorrow for £10 and the other set is getting dropped off to my avon customer on Tuesday for £15 unfortunately I'll need to keep this in my purse as I am absolutely skint until Wednesday when hubby gets paidbut I can do this :T
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You'll be DF and MF before you know it!
Sounds like a great plan with the money transfer, less hassle for you and a saving too!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
evening :hello:
well we have unexpected residents in our home last night......we went to the pet shop to look at puppy stuff but told the kids we were going to look at the fishes and ended up adopting 2 guinea pigs :rotfl: only us but to be fair the guinea pig who swayed it because he looked like our previous guinea pig who passed away.......i blame hubby as he spotted them. Because they had a preivious owner they were half price :money: still managed to spend £100 which came out the shed fund :rotfl:
also blame the 18 hour powercut we had as well yesterday that was a joy :rotfl: as we had to eat out yesterday at kfc so yesterday was a write off
had an unexpected day off today and kk was away with summer school so it was just me and my two oldest which is rarer than a blue moon :rotfl:
walked up to the college and dropped off abbies ema forms so that's another job done :cool:
nipped into poundland spent £8 on stationary and then £4.50 in homebargains for stationary for the two older ones as I dont need to buy kk anything stationary wise and he didn't use anything in primary one so go me :money:
went to Asda for milk bread and diluting juice and spent £23 in there :eek: but to be fair bought Xander 5 shirts for £15 and they are a nice fit so we are getting there with his uniform shopping :T
also managed to get a washing dry before the rain startedreally should be getting on with the ironing but cant be bothered :rotfl:
no money send towards the debt will take a good chunk out of it tomorrow when hubby gets paidcan't wait to clear this card
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
If only I had half your energy :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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