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Abba1772's Debt Free Diary
Comments
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Aw no :rotfl: I shouldn't laugh but it is pretty funny. Hope she is okay.
I love reading your diary abba you always give me motivation0 -
I've crashed through the £9k mark of debt repayments for this year woo hoo :j:j:j:j:j:j:j:j:jNever thought of it that way monzxx
To think what I could have done with that money
Just want it all gone then I can focus on my mortgage as I want that paid off before I'm 50..........only 14 years and 3 month to go :rotfl:
Too late for me as I'm already 54. But we have no debts and a small mortgage with nine years to go on it, so we should be able to pay it off in five years if we could only raise our income from pauper level
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Aw no :rotfl: I shouldn't laugh but it is pretty funny. Hope she is okay.
I love reading your diary abba you always give me motivation
She's fine her hand is very swollen no broken bones thankfully
Told her next time to hit her friend and not the wall :rotfl:
The girl will be the death of me I swear good job we both have a great sense of humour :rotfl:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
HairyHandofDartmoor wrote: »You are amazing Abba and very inspirational.
Too late for me as I'm already 54. But we have no debts and a small mortgage with nine years to go on it, so we should be able to pay it off in five years if we could only raise our income from pauper level
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Not long to go hairyNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You're doing brilliantly Abba. Your motivation for paying off the debt is definitely infectious.
We're hoping to be mortgage free by 50 too, although will depend on if we move house in a couple of years. At the moment we've got 17 years left on the mortgage and 15 years until the big 5-0.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Another one wanting to pay off mortgage before 50 but I only have 2 years and 30 days to go, with 9 years left on it. Hmmmm
You're such a busy bee abba. You make me feel tired.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Morning :hello:
Woo hoo I hit my target and that was with adding hubby's new phone onto it
Had a super busy day yesterday didn't finish work til 8.30pm as had avon straight after last mindee went home at 6.30pm but managed to collect £405.50 in avon orders last night........still got a week to go :T before order needs to be in :cool:
As you can see my card I sent sitting at £1984.99 :j:j:j so my mission for October is to clear it :eek::eek::eek: by the end of October :eek::eek: crazy but I think doable
Got my adjusted council tax bill for hubby being a full time student now and I've not got any payments for next month......new payment schedule starts in November so bonus is I'll just chuck it towards the Halifax
Right off to get ready for playgroup xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Ahh well done Abba!
Meant to ask hows the van doing with your husband fixing itxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Ahh well done Abba!
Meant to ask hows the van doing with your husband fixing itxx
It's a no go with the van.......we've done the money transfer and drew a line in it anything he makes for scrapping the vans and any homers done will be put towards it to pay it down xx
He came to the decision yesterday thank God as he was getting unbearable to be around tbh xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Well done on hitting target :T
At least you can put the whole van saga behind you now x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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