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Abba1772's Debt Free Diary

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Comments

  • Aw no :rotfl: I shouldn't laugh but it is pretty funny. Hope she is okay.
    I love reading your diary abba you always give me motivation
  • abba1772 wrote: »

    I've crashed through the £9k mark of debt repayments for this year woo hoo :j:j:j:j:j:j:j:j:j
    You are amazing Abba and very inspirational.
    abba1772 wrote: »
    Never thought of it that way monz :D xx

    To think what I could have done with that money :(

    Just want it all gone then I can focus on my mortgage as I want that paid off before I'm 50..........only 14 years and 3 month to go :rotfl:

    Too late for me as I'm already 54 :(. But we have no debts and a small mortgage with nine years to go on it, so we should be able to pay it off in five years if we could only raise our income from pauper level :o.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Rachel24 wrote: »
    Aw no :rotfl: I shouldn't laugh but it is pretty funny. Hope she is okay.
    I love reading your diary abba you always give me motivation

    She's fine her hand is very swollen no broken bones thankfully

    Told her next time to hit her friend and not the wall :rotfl:

    The girl will be the death of me I swear good job we both have a great sense of humour :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    You are amazing Abba and very inspirational.



    Too late for me as I'm already 54 :(. But we have no debts and a small mortgage with nine years to go on it, so we should be able to pay it off in five years if we could only raise our income from pauper level :o.

    Not long to go hairy :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • You're doing brilliantly Abba. Your motivation for paying off the debt is definitely infectious.

    We're hoping to be mortgage free by 50 too, although will depend on if we move house in a couple of years. At the moment we've got 17 years left on the mortgage and 15 years until the big 5-0.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Another one wanting to pay off mortgage before 50 but I only have 2 years and 30 days to go, with 9 years left on it. Hmmmm

    You're such a busy bee abba. You make me feel tired.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Woo hoo I hit my target and that was with adding hubby's new phone onto it :D

    Had a super busy day yesterday didn't finish work til 8.30pm as had avon straight after last mindee went home at 6.30pm but managed to collect £405.50 in avon orders last night........still got a week to go :T before order needs to be in :cool:

    As you can see my card I sent sitting at £1984.99 :j:j:j so my mission for October is to clear it :eek::eek::eek: by the end of October :eek::eek: crazy but I think doable

    Got my adjusted council tax bill for hubby being a full time student now and I've not got any payments for next month......new payment schedule starts in November so bonus is I'll just chuck it towards the Halifax :D

    Right off to get ready for playgroup xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Ahh well done Abba!

    Meant to ask hows the van doing with your husband fixing it :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    Ahh well done Abba!

    Meant to ask hows the van doing with your husband fixing it :) xx


    It's a no go with the van.......we've done the money transfer and drew a line in it anything he makes for scrapping the vans and any homers done will be put towards it to pay it down xx

    He came to the decision yesterday thank God as he was getting unbearable to be around tbh xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on hitting target :T

    At least you can put the whole van saga behind you now x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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