📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Abba1772's Debt Free Diary

1386387389391392665

Comments

  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    I can't believe how much you managed to clear in September! Delighted for you! Just goes to show what happens when you put in all the work. Just imagine what you can do with that money once you're debt free?

    Seriously rethinking my effort levels after reading that... :)
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Homegrown0 wrote: »
    I can't believe how much you managed to clear in September! Delighted for you! Just goes to show what happens when you put in all the work. Just imagine what you can do with that money once you're debt free?

    Seriously rethinking my effort levels after reading that... :)

    I can't wait to be able to loosen the purse strings a bit and enjoy ourselves a bit more but the kids don't go without and we still have days out about once a month so we aren't doing too bad tbh xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Homegrown0
    Homegrown0 Posts: 1,280 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Sounds like you're doing great! Paying down a great whack of debt and still managing to enjoy yourselves. I'm sure it'll be nice to not be as manic (i.e. you can choose to spend less time on Avon if you want because you don't NEED the money etc).
    Sealed Pot Challenge 075
    Pay off by Xmas 2019 #02 - target £10,000
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    my wee legs are killing me :rotfl: so far today ive done 18709 steps according to my fitbit :eek:

    been a productive day today, organised hubbys old phone to be returned printed out the paperwork, parcelled it up ready for the post office.

    managed to get a wash on the line first thing and another one in the machine before mindee turned up at 8.30am

    Sent £8 towards the halifax, should be able to take a chunk out of it tomorrow as tax credits are due :j

    got kk ready for school and dropped him off, went to the post office and sent the parcel back to giffgaff cost me £7.30 to send it special delivery !!!!!! :mad::eek::mad::eek::mad: and that was with it already with a pre-paid envelope but it needed to be tracked :mad:

    walked up to the town popped into tesco as my bag for life burst :mad: according to the customer service desk they dont do they bags anymore and the only bags they have now are the plastic 10p bags :mad::mad::mad: so chucked it in the bin as it was unuasble :(

    deposited money into the playgroups bank as the petty cash tin was getting heavy as i have over £60 of pound coins :eek: then i popped to my bank to put in some money :T

    then me and my wee mindee went to toddlers £1 shes still getting to know everyone there but shes doing really well :D

    After toddlers we walked all the way home and had lunch then it was off to the nursery for drop off, my little mindee is getting so good at walking as she proper struggled walking anywhere as her parents always take the car.

    came home and watched my trashy tv for a hour :T was nice to chill for a minute :cool: then it was off to school to pick up a afterschooler and kk who are sitting eating their snacks and watching johnny English 2 :D

    Really looking forward to my food shop tomorrow as we are running low on everything :eek: but we can last one more day i'm sure :rotfl:

    managed to get two surveys on PA today been about 10 days since i had one :eek: actually had more luck on qmee as built up £5 in under a week xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • That's a lot of steps Abba, I'd be very tired if I did all of that. You've had a very productive day. It must be good for your little mindee's health to get some exercise.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 95,944 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey that is some amount of steps.
    Will you hit 20k by tonight I wonder?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    That's a lot of steps Abba, I'd be very tired if I did all of that. You've had a very productive day. It must be good for your little mindee's health to get some exercise.

    I'm straight with my parents we walk everywhere whenever possible even my wee one year old mindee gets put out his buggy if it's safe for him to walk .........I'll make them into strong walkers :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,173 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    abba1772 wrote: »
    I'm straight with my parents we walk everywhere whenever possible even my wee one year old mindee gets put out his buggy if it's safe for him to walk .........I'll make them into strong walkers :D

    That's probably one of the best things you can do for them!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,116 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    OMG to steps taken :eek:
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    OMG to steps taken :eek:


    Paying for it now a my hip is sore :(
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.