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Abba1772's Debt Free Diary
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Morning :hello:
How are we all????
Did my food shopping last night.......need to stop taking hubby with me as I spent a fortune just shy of £250 :eek::eek::eek: never spent that before on our monthly shop :mad: but my fridge freezer and cupboards and bursting at the seams :rotfl:
Also ordered some stuff from very got the boys a lazerx set was £50 reduced to £28 and the new supernova was £40 reduced to £27 as I had a 20% discount code so I'm happy with those wee bargains
Woke up with a sore throat this morning at 4am :mad: took ages to go back to sleep :mad:
As you can see I've taken a big chunk out of my Halifax target as tax credits came in so chucked it towards the Halifax :T and sent £4.91 towards it today so it's going down
Hubby sold the other van last night :T he got £100 for it :T he's told me to split it equally between the shopping billand the rest is to go in my bank.......can you guess where I'll be sending it
yip I'll be putting it towards the Halifax on Saturday :T and the other £400 will be put towards hubby's credit card on Saturday. The van is due to be collected today and I'll get my driveway back :T
Hubby's friend phoned asking him to work during the October break :T so that'll be extra penniesas he's off college anyway :T
Had to order trainers for my eldest son who so far since he's started boys school has lost 1 shirt 2 school jumpers and 1 trainer :mad: yes you read that right one flipping trainer :rotfl: he's some boy so I'm refusing to replace them so he's having to spend his birthday money to replace everything hopefully he'll take better care of his stuff knowing he's bought them so his trainers were £25 plus delivery so he got a bargain :T
Finish work at 6pm tonight then I have avon to do think I have over £500 in orders so far do need to text my customers tonight to remind them I am collecting books tonight xx
Hoping for a early night so I can get over whatever bug I haveNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I am sorry but I had to laugh at your son losing the stuff, my son is the same, it's really not funny I know
DD lost her skip hop unicorn lunch bag two weeks agoafter a week it hadn't turned up so I had to order her a new one xx
Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
kindofagilr wrote: »I am sorry but I had to laugh at your son losing the stuff, my son is the same, it's really not funny I know
DD lost her skip hop unicorn lunch bag two weeks agoafter a week it hadn't turned up so I had to order her a new one xx
Honestly the boy leaves everything at his A S S :rotfl: I understand the clothing but a trainer lol good job I love him lol he's hard work sometimes xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
1 trainer:rotfl::rotfl:
Sorry.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Lots of good results there. Great about DH's van
Well done for taking the 1 trainer fiasco so well and teaching your DS a lesson at the same time.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
doingitanyway wrote: »Lots of good results there. Great about DH's van
Well done for taking the 1 trainer fiasco so well and teaching your DS a lesson at the same time.
Tbh I flipped went absolutely nuts at first cause that's a lot of things to go missing in just over a month even grounded him told him he wasn't going to army cadets
Now that I've calmed down about it and hes actually looked as a teacher phoned me as he was getting awfully upset after finding nothing, and him buying the stuff to replace it I'm hoping this teaches him to be more aware of where he leaves his stuffNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I empathise with DS losing so many clothes at school.
My DS2 lost his entire sports kit at school once, which included the bag, football kit and football boots. It all had his name in and it never turned up :mad:
Also DS3 lost two pairs of school sports trainers within two weeks :mad: so I refused to replace the second pair until he'd saved enough pocket money to replace them. He never lost any trainers after that!Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
We should meet after Christmas with our laser x stuff have a laser fight with kids lol! Love it and bargain!
Same with shoes except he did not lose his.. he scuffed them right down to hole... I cant say nothing I do this... I cant walk by a stone without kicking them lol literally once back way to my car cos I refused to kick it and I could not stop thinking about the stone I had to do 15 minute walk back for a stone to kick (I sound crazylol!)
Well done on Halifaxxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
We should meet after Christmas with our laser x stuff have a laser fight with kids lol! Love it and bargain!
Same with shoes except he did not lose his.. he scuffed them right down to hole... I cant say nothing I do this... I cant walk by a stone without kicking them lol literally once back way to my car cos I refused to kick it and I could not stop thinking about the stone I had to do 15 minute walk back for a stone to kick (I sound crazylol!)
Well done on Halifaxxx
That's sounds like a plan monz boys would have a blast xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Great news about the van.
There seems to be a black hole where all uniform falls into!
I hope you feel better soon x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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