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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    How are we all????

    Did my food shopping last night.......need to stop taking hubby with me as I spent a fortune just shy of £250 :eek::eek::eek: never spent that before on our monthly shop :mad: but my fridge freezer and cupboards and bursting at the seams :rotfl:

    Also ordered some stuff from very got the boys a lazerx set was £50 reduced to £28 and the new supernova was £40 reduced to £27 as I had a 20% discount code so I'm happy with those wee bargains :D

    Woke up with a sore throat this morning at 4am :mad: took ages to go back to sleep :mad:

    As you can see I've taken a big chunk out of my Halifax target as tax credits came in so chucked it towards the Halifax :T and sent £4.91 towards it today so it's going down

    Hubby sold the other van last night :T he got £100 for it :T he's told me to split it equally between the shopping bill :D and the rest is to go in my bank.......can you guess where I'll be sending it ;) yip I'll be putting it towards the Halifax on Saturday :T and the other £400 will be put towards hubby's credit card on Saturday. The van is due to be collected today and I'll get my driveway back :T

    Hubby's friend phoned asking him to work during the October break :T so that'll be extra pennies :D as he's off college anyway :T

    Had to order trainers for my eldest son who so far since he's started boys school has lost 1 shirt 2 school jumpers and 1 trainer :mad: yes you read that right one flipping trainer :rotfl: he's some boy so I'm refusing to replace them so he's having to spend his birthday money to replace everything hopefully he'll take better care of his stuff knowing he's bought them so his trainers were £25 plus delivery so he got a bargain :T

    Finish work at 6pm tonight then I have avon to do think I have over £500 in orders so far do need to text my customers tonight to remind them I am collecting books tonight xx

    Hoping for a early night so I can get over whatever bug I have :(
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    Part of the Furniture 1,000 Posts
    I am sorry but I had to laugh at your son losing the stuff, my son is the same, it's really not funny I know

    DD lost her skip hop unicorn lunch bag two weeks ago :( after a week it hadn't turned up so I had to order her a new one xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I am sorry but I had to laugh at your son losing the stuff, my son is the same, it's really not funny I know

    DD lost her skip hop unicorn lunch bag two weeks ago :( after a week it hadn't turned up so I had to order her a new one xx


    Honestly the boy leaves everything at his A S S :rotfl: I understand the clothing but a trainer lol good job I love him lol he's hard work sometimes xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,925 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    1 trainer:rotfl::rotfl:

    Sorry.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,116 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Lots of good results there. Great about DH's van :)
    Well done for taking the 1 trainer fiasco so well and teaching your DS a lesson at the same time.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Lots of good results there. Great about DH's van :)
    Well done for taking the 1 trainer fiasco so well and teaching your DS a lesson at the same time.

    Tbh I flipped went absolutely nuts at first cause that's a lot of things to go missing in just over a month even grounded him told him he wasn't going to army cadets

    Now that I've calmed down about it and hes actually looked as a teacher phoned me as he was getting awfully upset after finding nothing, and him buying the stuff to replace it I'm hoping this teaches him to be more aware of where he leaves his stuff
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • I empathise with DS losing so many clothes at school.

    My DS2 lost his entire sports kit at school once, which included the bag, football kit and football boots. It all had his name in and it never turned up :mad:

    Also DS3 lost two pairs of school sports trainers within two weeks :mad: so I refused to replace the second pair until he'd saved enough pocket money to replace them. He never lost any trainers after that!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    We should meet after Christmas with our laser x stuff have a laser fight with kids lol! Love it and bargain!

    Same with shoes except he did not lose his.. he scuffed them right down to hole... I cant say nothing I do this... I cant walk by a stone without kicking them lol literally once back way to my car cos I refused to kick it and I could not stop thinking about the stone I had to do 15 minute walk back for a stone to kick (I sound crazylol!)

    Well done on Halifax :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    We should meet after Christmas with our laser x stuff have a laser fight with kids lol! Love it and bargain!

    Same with shoes except he did not lose his.. he scuffed them right down to hole... I cant say nothing I do this... I cant walk by a stone without kicking them lol literally once back way to my car cos I refused to kick it and I could not stop thinking about the stone I had to do 15 minute walk back for a stone to kick (I sound crazylol!)

    Well done on Halifax :D xx

    That's sounds like a plan monz boys would have a blast xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about the van.

    There seems to be a black hole where all uniform falls into!

    I hope you feel better soon x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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