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Abba1772's Debt Free Diary
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Hope you have a quieter day today"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Hi :hello:
Waiting on my dinner to be cooked so thought I would jump on here
Sent £10 towards the Halifax this morning
Took the kids to toddlers £2 via bus £4.20 :mad: before we went to toddlers nipped to farmfoods for milk bread two ready mealschips and diluting juice £5.80 then popped to homebargains for toilet paper £2.29
Came home fed the kids their lunch and dropped them off at their nurseries (yes I have two nurseries to drop off at :eek:) came home and sorted out my avon
Picked the after schoolers up half way through and got my nursery pick up too, they seen the avon on the floor and knew the drill grabbed their snacks and went upstairs :rotfl:
Finished sorting the avon, I've got eight boxes full up in my room :rotfl: deliveries will commence on Friday
Sold two items on fb today as well :T not long got the money in my hand so sent £10 straight towards the Halifax :T only £179.94 til I hit my mini target
Need to go hunting for more stuff to sell might have a pair of curtains I can get rid of
Feeling awfully tired tonight hoping for a early night :rotfl: hehe I made a funny xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I feel exhausted just reading that little lot
Another very productive day. Hope you get an early-ish night.I get knocked down but I get up again (Chumbawamba, Tubthumping)0 -
Morning :hello:
My wee mindee for today Is not wellbut it means I have an unexpected day off :T so plans for today is to gut the upstairs so it's all sparkly
Sent £10.12 towards the Halifax need to watch the pennies just now as it's hubby's birthday tomorrow but to save me going outAbbie is going to nip into the card shop on the way back home from school and get the cards so I need to pop some money into her account
saves me a trip in this awful weather :T
Plans for hubby's birthday and my gift to him is to pay for his car tax for his boy toyits about £28 a month plus I bought him a newish steering wheel on eBay so that's all he's getting, might nip out tomorrow afternoon and see if I can get him a wee something from the kids and we are going to our local Chinese for something to eat.
Have dug out the Disney clothes I intend to sell on a Disney selling fb page so hopefully they go quicklyextra pennies will go towards the Halifax
Avon is all sorted just need to write out my order slips and organise the 50 books int the bags :eek: got a few being delivered tomorrow as it's a local holiday so a long weekend not that it matters to me as I'm still working
So only £169.82 til I hit my mini targetshould be able to do it
So I'm now working fro my 3pm til 6pm then I have a childminding course from 7pm til 9pm :eek:
Right being on here isn't helping me clean :rotfl:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Course got cancelled because of the wind :j rescheduled for next month means I can chill
Upstairs is all sparkly including the boys room all dusted hoovered and bathroom bleached within a inch of its life :rotfl:
Decluttered a whole jewellery box which has been filled with costume jewellery necklaces rings and bangles that I no longer wear might take a picture and see if anyone wants it on fb xx
Also cleared out a empty aftershave bottle, a old phone case and a old ornament which was just a dust collector xx
Organised all my avon books I have 50 avon orders to deliver :eek: will text them all tomorrow to organise delivery xx
Plans for the night is to let Xander see deadpool for the first time :eek:
Hope you all have a lovely night xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
I hope that someone buys the jewellery box and jewellery. Good news on an unexpected evening off.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Yesterday's was manic to the point my poor legs were aching about 9.30pm last night was glad to see my bed :rotfl:
Didn't start work til 11am so gave me a chance to get some stuff done, messaged all 50 of my avon customers who are due tpdeliveries today, two of my lovely customers asked me for extra books or order slips as they have a new customer each for me :T will need to put a wee freebie into their orders next book to say thank you
Managed to get two washings done, gutted the hallway and bleach the floor to death smelt awesome
Wee mindee turned up at 11am so we had a early lunch as I had three avon deliveries to get rid of at 12am :T then it was a walk up to the town to hand in a form to the council as we are entitled to a reduction in our council tax due to hubby being a student :T the money I saved will help pay for hubby's road tax on his boys toy :T so technically not going to miss it :cool:
Then it was a power walk to Asda picked up a chocolate birthday cake £6, a dinsosaur tracksuit for £9 for Kk this has been put by for his xmas :T juice for me 69p fairy non bio £4 handwash for the bathroom 90p and two cds for hubby from the kids for his birthday £9
Picked Kk up from school dropped another two avons off at the school :T came home fed my wee mindee his dinner then got ready for hubby's birthday dinner, my gran and baby's mum joined us too so it was defo a family affair, mil gave me £20 towards the meal so it cost me £58 :T not bad and the restaurant were lovely and very accommodating xx
Think I crashed out as soon as my head hit the pillow :rotfl:
Started work at 7.30am this morning only got one today as it's September break up here so quiet day in the house as the community centre is closed so I have two avon deliveries to drop off today at 10am so we will go a wee walk and I need to get juice for myself as we ran out last night :eek:
So hoping a for a lsd today
Yesterday I sent £5 towards the Halifax and this morning I sent £19.02 towards the Halifax so only £145.80 til I hit my mini target :T
Have about 40 avon deliveries tonight but I finish at 3pm today so plenty of time to feed the kids their dinner, tidy up and pack our stuff for our wee trip to Manchester tomorrow
We are off to see diversity tomorrow night in Manchester hotel was booked in advance so we just need money for our dinner, boys are taking some of their money from their birthday down in case they see anything and Abbie has her ema money set aside :T so I'm hoping we don't spend too much when we are down there as I would love to get this card under another hundred bracket if possible xx
Right I'm away as mindee wants out his high hair think he's finished his breakfast xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Loads of good stuff there abba :T :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Evening :hello:
Done the avon orders tonight managed to get £579.16 of deliveries done tonight :T majority of those customers were in thank goodness took two hours in the car tho :eek:
One customer sent the money straight to my account so I've done my daily payment a day early seeing as we are away tomorrow so sent £30.75
I've crashed through the £9k mark of debt repayments for this year woo hoo :j:j:j:j:j:j:j:j:j
Only £115.05 til I hit my mini target for this month
Have a great weekend peeps :cool:NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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