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Abba1772's Debt Free Diary
Comments
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That's great going Abba x0
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Sounds like a good plan Abba.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Thank you......I know we are still adding to our debt but it's 0% and I'll have it paid off before that xx
I would call it sensible adding though
xx Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid OffMortgage (01/04/09 - 01/07/39)
£79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off
Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20
Asda Savings - £0
POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80
~ Emergency Savings: £0
My Debt Free Diary (Link)0 -
Good news I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
He's still working on the van bless him.......he's going to try something tomorrow but if it doesn't work then he's calling it a day so fingers crossed it works.......can't say he's not trying xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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I think your husband is doing the admirable thing - fingers crossed he can get it fixed and draw a line but if not then you know you have a plan in place that isn't going to affect you too badly. Good luck!Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
Morning :hello:
It a wee morning in the house waiting on the plumber coming round between 9am til 12pm as my boiler is overdue a service
Started work at 7am mindee chilling out watching peppa pig she's tired bless her another mindee starts at 11am....today's the long day finish at 6.30pm :eek:
Sent £13.57 towards the Halifax :T only £339.82 towards the my mini goal of getting card to £1999 by the end of September might be tight but I'll get there
Need to nip out after the nursery run today as need to get biscuits for playgroup tomorrow so will just get about £10 worth doesn't cost me anything as I'll take it out the playgroup funds, will get broccoli rice, onions, mushrooms and diet cola whilst I'm there will make a curry for tonight 
Got some interest in the toy I put on fb hopefully there's aren't timewasters fingers crossed more money towards the Halifax :T I'm obsessed with getting this down :rotfl:
Need to get money tins for the kids for our holiday next year as Kk has been doing chores at his grans and he wants to put it away for his holiday bless him he's too cute xx NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You're so determined Abba! Hope you get the toy sold - every little helps.
So sweet about the little one wanting to save!Sealed Pot Challenge 075
Pay off by Xmas 2019 #02 - target £10,0000 -
You are getting the children on the right financial path
Have a good day.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Homegrown0 wrote: »You're so determined Abba! Hope you get the toy sold - every little helps.
So sweet about the little one wanting to save!
He's only 5 so he's on the right path :T will buy him a tin a top the weekend xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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