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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Lunchtime here grateful to the sit down :rotfl:

    Started work at 8.30am so managed to grab a quick shower then I ironed the boys school uniforms a short was too tired last night

    Took a avon order up to the school to meet my friend but she didn't show which isn't like her so popped up to her house and she's not well bless her so told her she could square me up later :)

    Then we grabbed the bus £4.20 :mad: and went into town......went to the post office to pay my invoice.......the post office clerk refused my £20 of £1 and £2 coins and then tried to refuse my £6.86 cause it was in change ??????? Never had that at my local post office money is still money and I've been paying my avon like that for year, if it makes up a bag of £1 to £10 in the same coins I bag it up as it saves a lot of time for the counter staff having to count it then the remaining is what I've received from my customers........wasn't best pleased

    Popped into the bank and paid £20 into my bank need to be extra careful this week as mortgage is out on Friday :T

    Nipped into semi chem and got deodorant and sugar £1.64

    Went to toddlers £2 and girls had a blast dressing up and now we are just having lunch managed to hang a washing out whilst the lunches were cooking

    I have the nursery drop off today at two different nurseries :eek: and then I think I'll come home and tackle the ironing pile seeing as I have a hour to myself :rotfl:

    Will have three after schoolers today so finish at 6pm tonight so not too bad

    Still haven't dug anything out of the linen cupboard to see if I can make some space might rope hubby into doing that tonight xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    That is my goal pay off mortgage before 50 lol! I even have my spreadsheet made up for it lol :) only 16 years and under 3 months to try, with an 18 year 2 month contract should be able to... I hope :P xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    That is my goal pay off mortgage before 50 lol! I even have my spreadsheet made up for it lol :) only 16 years and under 3 months to try, with an 18 year 2 month contract should be able to... I hope :P xx

    We can do it monz xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Requested cashback from topcashback :T

    Got £33.85 winging its way

    So close to hitting my mini target hopefully it clears before Friday :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,935 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Happy hump day :D

    Working 9am til 6pm ........sounds like a long day

    Today I have one mindee til 3pm so we are off on a hunt for something to do as my free dancing club has been shut down :( so will go to the local centres to see what they offer and see if we can get into a new routine xx

    We don't seem to be having much luck in this household regarding phones, hubby's has been playing up for a couple of weeks we took it into a Samsung shop whilst we were in Manchester, they told us none of the codes that were on should be on the phone and stuff had been deleted that shouldn't be deleted :eek: so he's contacted giffgaff who says he can refturn it and get whatever he has paid for it so we are on the hunt for a similar phone but music magpie don't seem to have any left on the o2 network :( but we will figure it out we always do even if it needs to go on my card until hubby gets his bursary next week then so be it xx

    Right off to get Kk ready for school xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd like to have my mortgage paid off by 50 too, that's 10 years and we've got 17 left on it. I don't think we'll make it, but I'd like to think we can get close!

    Annoying about the phone, hope you find one.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well my day so far hasnt went to plan......

    Currently sat in a&e with abbie who was play fighting with her best friend and managed to punch a wall .........absolute tube lol

    Waiting on her hand to get x-ray and hoping nothing is broken as it's swollen like a balloon xx

    Only my daughter :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    I'd like to have my mortgage paid off by 50 too, that's 10 years and we've got 17 left on it. I don't think we'll make it, but I'd like to think we can get close!

    Annoying about the phone, hope you find one.

    I've got 22.5 years left on mine hoping to get all this debt paid off and then start paying the mortgage down before we go to remortgage again in 2.5 years so we will have 20 years years but hoping to chop it right down when the time comes xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,935 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope Abbie is ok.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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