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Abba1772's Debt Free Diary
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Hi Abba
are the kids back to school now? DS has gone back to school this end so i'm hoping all my HSD' s are gone (at least until the next holidays lol) I haven't been on much recently cos if DH & DS being at home so just catching up with everyone :beer: Your so good still putting things on ebay, I have kinda lost the will to live with that one, seems so unworth my time when i sell things for 99p and i have to package it, drive to PO, waste my time Queuing (can't spell that lol) so a big pat on the back to you :T and perhaps you could send some motivation my way :rotfl:I have a huge box of stuff staring at me from the corner of my living room waiting to go on!!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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not they are off til tuesday now but they are at my grans as i've been working yesterday today and tomorrow but will see them on sunday morning so hopefully the weather is nice and we can take them down the beach or something fun along those lines lolNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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morning peeps lol
well is money day today so i have put £32.01 into my savings to round it up to £500 but only £189 is towards the £365 in 365 days challenge as some of the money is earmarked for a shed and lawnmower lol
Also transferred £30 to the Cap One Card to cover the interest which will be applied tomorrow.
My aim of this month is to get to £3100 so hopefully I can do it lol
quite ecited as this month is the last month for vodaphone DD comes out on the 10th/11th so will be cancelled asap after that then on the 25th i need to phone them and cancel it then offically my laptop is all mine :rotfl: (came with the dongle deal)
aim of the month for ebay is to get 30 items listed as well so that starts on Thursday, just going to shove everything i have for sale on it and see what goes and if they don't just keep relisting them til they are gone as i only put items on for 99p and hope for the best lol
today i have 9 auctions ending, two have sold the rest have loads of watchers, have had to raise a action against a ebayer who still hasn't paid for a top gave them 2 weeks now but they ain't getting any more time.
Avon is going well to, canvassed half a new street and have got 7 new customers so far (only 2 ordered) but 5 want the books when they come out also a member of the gym where i work has found out i do avon so she wants a book and says she will show family and friends and also a avon rep on the other side of area where i live is giving her avon run up so shes gave me 6 of her regular customers :T:T:T so all in all i should be getting more orders as thats 14 new potential customers on top of my regulars and I still need to canvass the rest of the new street :j:j
enough waffling from me........im away to get ready to see my babies as i haven't seen them since thursday afternoon so thinking i might take them to the beach today if it stays nice and isn't too windy
hope everybody is having a nice sunday xNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
i'm having a sit down just now lol whilst the kitchen floor dries lol
Today was a hsd......spent £7.94 in homebargains, i got 3 packs of sawdust and 1 pack of hay for the guinea pigs as well as a new storage box for the guinea pigs hay as the one the previous owner gave us doesn't close and the lid is cracked x Also bought DD a hula hoop lol
went across to semi-chem to get a birthday card for ex's DD (we're still friends) and ended up coming out with a new suitcase for DD for her holidays was £14.99 but we for 20% off so we got it for £11.99.....perfect lol
Then we popped into tesco as i seriously needed tins of soup, pastas for kiddies lunches and tins of veg (ran them into the ground and emptied cupboard lol as well as some other bits and bobs for the fridge so spent £41 in there but as i didn't go shopping last week i'm quite pleased lol Then jumped into Lidls and bought cold meat, irn bru for brother as well as bread and some satsumas so spent £7 in there lol
need to top up the gas and electric but seeing as brother will be paying £25 rent money tomorrow i'm sure i can wait til then.
Made £10 on ebay last night so need to get them parcelled up and sent away tomorrow
Had a bit of a dip in energy but forced myself to go and clean the kitchen and it's all sparkly now just waiting on the floor to dry which i'm sure it will be after waffling on here lol
Off to organise the school pictures that i bought to be sent to my ex relatives... not that they deserve any but i will not be accused by them that i am not keeping them upto date with there grandchildren...theres no need for them to not see them as they have a car and know where i live, i will no longer be pandering to them so if they want to see them then they can come up my way to see them not the other way around!!!!! OOOOOOOO wonder where that wee rant came from lolNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
hello abba!!
doing great keep it up!!! weathers fab innit!
ps is there a beach in killie you go to or one in ayr?! ayr is always swamped with ppl so a new wee place would be good for visits. xx0 -
hello abba!!
doing great keep it up!!! weathers fab innit!
ps is there a beach in killie you go to or one in ayr?! ayr is always swamped with ppl so a new wee place would be good for visits. xx
I go to the beach in saltcoats, its beautiful there, and there is a small play park there, it's never as swamped as ayr beach xNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Well done on the debt busting and having a nice sparkly kitchen to boot too.
Hope that the trip to the beach went well and the little one's had a fun time - better to make the most of this gorgeous weather whilst it lasts.
Hula hoops they bring back memories...mind you, mine are on the wii fit and my dad doing the hula....I laughed so much I had tears streaming down my face
Hope your day is going well so far
bfTotal debt £[STRIKE]37864.78 [/STRIKECOLOR=purple][FONT=Arial Narrow][SIZE=1 [/STRIKE][STRIKE] £31681.03[/STRIKE] -[/SIZE][/FONT][/COLOR]£16700
Paid off so far.....[STRIKE]£15495.84[/STRIKE]£203640 -
Checked to see how my Cap One Card is getting on after i paid the extra £30 to cover the interest and my balance stands at £1,633.23 so it's £3.75 down from my estimate plus because i paid extra I saved £5 on the interest lol so next month interest will be £25 :j
Been sitting working it out and if all goes to plan this card will be history by OctoberThis is accounting for the month of paying miniumum in July as thats our holiday month plus DD birthday in July as well then so will be mega debt busting come August :cool:
Getting quite chuffed here plus went to asda to get fairy washing gel and they were selling the massive bottles for £4 whilst selling the small bottles for £4.69 so i got two of the massive ones lol so thats the next 52 washed sorted :rotfl: also had to get bum wipes so that was 3 for £2
went to poundland and got simple handwash, mr muscle kitchen spray and batterys for the wiiNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
burntfingers wrote: »Well done on the debt busting and having a nice sparkly kitchen to boot too.
Hope that the trip to the beach went well and the little one's had a fun time - better to make the most of this gorgeous weather whilst it lasts.
Hula hoops they bring back memories...mind you, mine are on the wii fit and my dad doing the hula....I laughed so much I had tears streaming down my face
Hope your day is going well so far
bf
Hi BF hope the house move went well!!!!!
The day at the beach was great they dug a massive hole in the same then covered themselves, then off to the swing park which was next to the beach and had a blast i even joined in lol loved playing on the swings and the massive climbing frame lol then it was off to the ice cream shop for a mr whippy with a chocolate flake lol yum yum lol
have gutted the cupboard in the kitchen minus touching the bottom shelf which has loads of paint pots lol but they will get moved into the shed whenever i get permission lol hopefully sometime this week lol
flung out a black bag of stuff from there and its looking all organised now also wiped down the skirting board on the stairs ans washed my front door down........eeeeeeeeeeeeewwwwwwwwwwwwwwww all those naughty spiders cocooning there prey and leaving it there lol oh well all gone now lolNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Hi Abba
I love a good blitz and everything to look clean and nice. Ewww to spiders though, my cat likes to snack on them!0
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