Abba1772's Debt Free Diary

abba1772

yee hah lol it's payday and most of its gone lmao

Paid £250 towards my Cap One CC and £23 towards My catalogue bill clearing it........again lol but hey ho it's done lol

vodaphone comes out tomorrow and then i'm cancelling DD and emailing vodaphone on the 25th to say i'm done with them but also emailing a guy on here who appears to work for vodaphone so will be sending him same email as read on here quite a few times that they've emailed them stating contract it done only to find out they claim they have received a cancellation letter and that they are still getting charged for it!!!!!

burntfingers_2

OMG!! where do you get all of your energy from....???

I am shattered just reading your diary....your poor ankles and feets must be sore....

Great news on the avon orders though...I used to do it a long, long time ago and made enough to buy little extra's for my first home

Brilliant that you managed to pay for the trampoline out of your ebay sales too :T ....love being able to do things like that as it feels great that you have achieved something for nothing in effect....especially if like me I tend to take everything to the charity shop....note to self need to ebay more !!

abba1772

I have no idea where I get my energy from tbh........I'm not as sore as i thot i was lol

well picked my rug and and i really like it altho it takes a while to get used to something new in the house I guess lol keep walking in the living room and going huh?????? lol it's so soft hehehehe

went to tesco and got juice and milk so spent £2.83 there

Love looking at my signature now as my Cap One Balance is now lower than the BOS CC :j :j :j :j I reckon October this will be gone

Got a letter through from the BOS Card saying they are reducing my CC limit by £200 which is fine by me as i don't use it and i'm paying of the minimum til the Cap One Card is away then that will be getting blitzed but got the credit card statment through and the interest is about £34 so by adding that on there taking me just up to the limit and no more.......are the hoping my DD will fail and they'll have to charge me for it lol i don't think so lol

I reckon another 4 months and the Cap One Card will be gone gone gone :):):D:D:D:):):):) can't wait lol

I have 3 houses to go to today to collect there orders as they asked me to come back tonight when collecting the books, also have to deliver two books to a couple of customers I forgot about but they are just up the road from me lol and try try try and get this woman in who is still to pay for her order.......there is always one lol oh and DD's friend's mum drop off another order over £15 :j

abba1772

mmmmmmmm Just had a email from my bank apologising for reducing the credit limit on my account and have reinstated the original limit.....wonder why they have done that??????

abba1772

afternoon peeps

how are we all???

Well my wee garn came down to B&Q with me as she gets 10% off every wednesday because shes over 65 lol so I've bought my shed which was £115 but i got £11.50 off it and I also bought 9 slabs for under the shed so that was £18 but got £1.80 off them plus £20 delivery so got all this for under £140 which is all paid for as i've been saving up to buy my shed and lawnmower so one down one to go lol will buy the lawnmower when the shed is sorted lol

so i've transferred the money in my bank account waiting for it to come out in the next few days.

Paypal money isn't in the bank yet so will be checking tomorrow so I can go and buy the kids there trampoline for them fingers crossed lol

Avon is still doing well collected two orders yesterday and my gran placed a order so all in all thats another £40 to well chuffed and still have another 30 customers to collect from, so so far I have £265 in orders woo hoo lol

Vodaphone haven't taken my last payment, it should have been today mmmmmmm wonder what they are playing at???????? I'm dying to cancel this DD, if it's not out by tomorrow then i'll be phoning the up to see whats going on lol typical when you want to scream out you've paid off another debt they don't take the last payment off you lol

abba1772

morning everyone x

checked the bank statement and vodaphone has came out so i've cancelled the DD and thats the account cleared woo hoo lol just need to email them on the 25th requesting they close my account as i will no longer be using it x

couch payment came out today as well so thats another payment down.........should hit my target of £3100 this month....yey!!!!!!!

Working tonight so LSD spent under a tenner in a$da today needed toilet rolls, sponges, my paper, a small bottle of juice for work tonight and i bought the kids and my gran a apple pie as shes babysitting for me tonight so it's a wee treat for them.

also topped the gas and electricity up by a fiver each so that'll see me into next week lol

debtfreewannabe321

YEY! I bet it feels good to get rid of the contract phone! I got rid of mine a few years ago now, best thing I ever did! -Esp considering as I rarely use my mobile anyway!

Well done on your Avon orders too, hopefully a nice cut for you there!

I can't believe you are going to hit your target for the year before 6 months is even up! You must be so proud of yourself!

Have you got your trampoline yet? My god ours was a nightmare to put up, i'd get someone round who is nice a strong lol! Kids love it though

Have a lovely evening! DFW xx

abba1772

I can't believe i'll be hitting my target either its amazing how much i've been paying out in bills without realising it so it's defo a eye opener but i'm defo chuffed with myself.

I haven't got the trampoline yet as i was waiting on my wee bro to help me with it but the way the weather has been lately......rubbish lol will defo have it by next week tho x

and i'm defo glad the vodaphone is gone as i haven't used the dongle in well over a year so was paying £30 for nothing!!!!!! so another £30 will be going towards my debts....feels good lol

burntfingers_2

I am impressed as to how well you are doing...

Just a couple of queries are you managing to pay the contractual monthly payments on your debts or are you making reduced payments to them and paying any extra that you can?

Its just that I have 3 debts which are under £2k, one is an employer loan which is paid each month and my expenses instead of getting them paid directly back to me I ask that it goes off my loan so that is coming down quite nicely. The other two I pay £5 per month to, although I am hoping to make payments of above this....but do you just concentrate on one and pay as much as you can off this or spread it out?

Hope this makes sense....

bf xx

abba1772

burntfingers wrote: »

I am impressed as to how well you are doing...

Just a couple of queries are you managing to pay the contractual monthly payments on your debts or are you making reduced payments to them and paying any extra that you can?

Its just that I have 3 debts which are under £2k, one is an employer loan which is paid each month and my expenses instead of getting them paid directly back to me I ask that it goes off my loan so that is coming down quite nicely. The other two I pay £5 per month to, although I am hoping to make payments of above this....but do you just concentrate on one and pay as much as you can off this or spread it out?

Hope this makes sense....

bf xx

I'm making my contractural payments on all of them Burntfingers, I pay minimum on the BOS CC, My couch installment is fixed at £55 per month until January 2014 :mad: But hoping to clear this before then, I pay all my bills on time and any extra money I have gets shoved into the Cap One Card as they wanted to increase interest but instead i've closed the account down and paying the remainder, plus i didn't want the £6k hanging over me and the kids future.

I'm at the moment concentrating on the CAP One Card and when that is paid off it'll be the BOS CC then after that the couch so it's a plan so far lol

I worked really hard at making my credit rating good and didn't want to spoil it by going bankrupt after spliting up with EX so kinda just cut back on everything and knuckled down.........just seeing a difference in the statements makes my day and it makes it so worthwhile when i hear my EX is considering bankrupting himself (altho i'm sure he ain't allowed to whilst he's still in the RAF) as he can't cope with his financial obligations even tho we walked away with roughly the same amount.