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Abba1772's Debt Free Diary

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Comments

  • :hello: Peeps

    Hope everyone is well today...:)

    Abba you are doing so well with so many things and you have managed to pay so much off your debt this month even though you have had a lot of pay outs too...try not to be so hard on yourself.

    Well done on the Surveys although I have vowed that I will try and get on them at some point as my OH is working lates this week :(

    What a lovely Gran you have, no wonder you wanted to spoil her for her birthday...

    I love Lidls I think their cooked meat and deli stuff is exceptional...especially their peppered salami :):)
    Total debt £[STRIKE]37864.78 [/STRIKECOLOR=purple][FONT=Arial Narrow][SIZE=1 [/STRIKE][STRIKE] £31681.03[/STRIKE] -[/SIZE][/FONT][/COLOR]£16700
    Paid off so far.....[STRIKE]£15495.84[/STRIKE]£20364
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    thats what i meant to get ......peppered salami as you've mentioned it before and i wanted to try it must remember for next time.

    I'm my worst critic I give my self targets and if I don't complete them then theres nobody worse to beat up on me than myself. I would have hit my target if I didn't have to pay £75 for the caravan holiday in Blackpool but want to pay it and get it out the way and it's one less thing to pay out in the next coming months x

    Phoned haven to pay and guess what???? They're systems are down :rotfl: typical lol said they would phone back and take my card details from me :p

    surveys have been a pain for me lately been getting halfway with them and then they declare that it's full????? yeah right lol and only get 10 points for my effort lol

    Yeah my gran is a star she takes the kids once a fortnight so i can go to work.....shes always telling me i need to have a social life which is non-existent at the moment........shes my mother figure and i look up to her so much. Kids are getting her a bunch of flowers as well. We also are getting her a little mothers day present too so we might go out for a meal on mothers day i think x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    well thats blackpool paid for now :j haven phoned me back and it should have been £89 but told them to take the linen charge off it as i can take fitted sheets and pillow cases down with me and saved £14 then they took a pass off as it's only 3 and not 4 going as stated on the form so saved another £9 so £66 all in.

    So our wee week away has cost us £105 altogether :T:T:T BARGAIN!!!!!

    our sealed pot is very heavy and I think it won't be long til it's needing opened but my plan is to open it and cash it immediately at the bank in the savings account and i'll take it out when we are due to go and we'll start another sealed pot and we'll open it by the time we're ready to drive down even if it covers the fuel bill it's money we don't have to find.

    Listen to me blethering away lol feeling much more better now lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • choogirl
    choogirl Posts: 1,274 Forumite
    Hi Abba
    Wow you've been busy again, it puts me to shame! I love Chanel No 5 as well, but I'd really like some Coco Mademoiselle but its a little bit pricey might have to do some more surveys and then treat myself.

    I have a little concern about you saving the money in the survey site, I would personally cash it in now and save the money in a bank account, I have heard of survey sites going bust and not paying out what they owe people. I would hate for that to happen to you as I know how hard it is to reach the payout threshold.

    Wahoo a holiday all paid for - thats fantastic, you might not be reaching your target this month but at least you've got something to show for it and you'll all have a lovely time.

    Take care xx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    choogirl wrote: »
    Hi Abba
    Wow you've been busy again, it puts me to shame! I love Chanel No 5 as well, but I'd really like some Coco Mademoiselle but its a little bit pricey might have to do some more surveys and then treat myself.

    I have a little concern about you saving the money in the survey site, I would personally cash it in now and save the money in a bank account, I have heard of survey sites going bust and not paying out what they owe people. I would hate for that to happen to you as I know how hard it is to reach the payout threshold.

    Wahoo a holiday all paid for - thats fantastic, you might not be reaching your target this month but at least you've got something to show for it and you'll all have a lovely time.

    Take care xx

    I don't feel like i've been majorly busy lol

    the survey is with Lightsp@@d so i hope they don't go bust lol you've defo given me something to think about choogirl....I just need 65 points then i'll cash in my £20 paypal payment

    You're right!!!!!!

    I might not have reached my target for this month (theres is still 9 days left tho) but and if I don't I have a holiday to show for it as well as a soon to be chuffed gran lol :T
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Hi abba,
    Have finally got around to reading your diary and WOW!!!! you ought to be so proud of yourself, you have done really well with your debts and your determination to clear them. :j

    Well Done on your Blackpool holiday, just save now for the rock for your DCs !!

    I will pop in again soon, keep going, you doing fab.
    05/03/14 £15,980 0n 2 CCs
    07/04/14 £15,690 On 2 CCs

    :eek: :(
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    hi mummychicken :wave: welcome to my diary lol

    hope i didn't bore you too much lol

    well no debts paid today........£10 went on gas today which is still sitting in my purse :rotfl:

    been to the gym burned 615 calories then decided to walk into town and get my eyebrows done and burned £357 calories :T:T:T:T I know this because I have downloaded a fantastic app for my phone which tracks where i walk and calculates my calories so another incentive to keep fit :j

    I think the gym is affecting my skin as my face has came out in a nasty breakout so my sister recommended freederm so bought that today for £3.19 should have been £5.19 but superdrug were having some money off :T

    DS twisted my arm for a sausage roll from greggs seeing as he walked with me lol plus a packet of crisps and a drink :p the wee munchkin lol

    so sitting here chilling just now til DD comes out of school and then i'll sweep the steps and clear the rubbish that keeps blowing out my my neighbours garden but they never offer to pick the stuff up :mad::mad::mad:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    my avon is here lol

    everything is accounted for except 1 item but hopefully get it in the next book

    was naughty.........bought two ring but there lush only cost £5 altogether but they should have been £20 all together so i'm well chuffed and also bought some smoky eye-shadow with the applicator for £4 so i spent £9 on my avon lol been ages since i bought anything for myself from avon lol well chuffed with the rings as they're good quality :)

    nothing on the debt front today but i'm working tonight at 4pm til 11pm :( but hey been off all week can't complain lol

    still being good on the diet front and will be taking in soup and a muller rice to work to stop me being tempted from all the yummy foods in the cafe lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Its good to treat yourself every now and again:) otherwise it makes it all too tedious and too strict a regime which could eventually lead to a falling off the MSE wagon and instead of decreasing the debts then they would increase...:mad:

    Well done on the calorie burning...think I have downloaded an app like that onto my blackberry but as I am not allowed it at work then I only get my phone when I leave....most of my steps are taken whilst inside...

    Know what you mean about neighbours that just don't give a damn :mad::mad: why do they think that they don't have a responsibility to other homeowners to make their property respectable and pick up the litter....

    Hope you have a lovely weekend.:)
    Total debt £[STRIKE]37864.78 [/STRIKECOLOR=purple][FONT=Arial Narrow][SIZE=1 [/STRIKE][STRIKE] £31681.03[/STRIKE] -[/SIZE][/FONT][/COLOR]£16700
    Paid off so far.....[STRIKE]£15495.84[/STRIKE]£20364
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    HSD today :mad:

    £32.13 DD for the BoS CC came out today as did the mobile phone bill lol

    need to go to tesco and stock up on veg and fridge stuff

    also have to take our little hamster to the vets this afternoon as she's getting massive yet i haven't changed the amount of food she gets think it might be old age as she's 18 months and not as active as she used to be :( so thats £20 just for a checkup)
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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