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Abba1772's Debt Free Diary

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Comments

  • choogirl
    choogirl Posts: 1,274 Forumite
    That makes perfect sense, its just so annoying for you, as though they haven't had enough money the robbing barstewards!!

    Bless your DS I bet his little legs ached after that walk, he certainly earnt his lunch!

    Have you decided what you're wearing for your date?
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    which one are you paying the most interest on is it the Cap one or the Halifax??

    Could be that you are already doing this so it could be teaching your grandmother how to suck eggs...(think that's the saying :rotfl:) or it could be that I got it totally wrong and nope I don't think like your grandmother either.....:o digging even bigger hole so will quit while ahead.....:) If you pay off the one with the higher interest first then hammer the second one...

    Not sure if you have already done this either but can you do a balance transfer for 0%.

    Enjoy the rest of your evening

    Bfxx

    :rotfl:

    Cap One is the highest so just wanting shot of it......EX ran it up and whacked another £1000 after I left him but i've shown him I'm paying it off and lawyers will be trying to get some money off him for it too lol

    might look into doing a interest free transfer never gave it a thot lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    choogirl wrote: »
    That makes perfect sense, its just so annoying for you, as though they haven't had enough money the robbing barstewards!!

    Bless your DS I bet his little legs ached after that walk, he certainly earnt his lunch!

    Have you decided what you're wearing for your date?

    He's such a good walker they both are tbh plus they know if we walk i save money on fuel and parking fees so they'll get a little treat eg greggs sausage roll :j

    Well we're going to the pictures so was thinking my black leggings, knee high boots and a jumper dress either grey or red..................is that too casual?????? we're going to be sitting for 2 hours in the cinema so don't want to be uncomfy..................look i'm fretting now :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    today is payday :j

    Paid £250 towards the Cap One Card so that brings it down to £1994.79 :j:j:j:j:j:j:j but the interest need to go on which will be roughly £35 so I will pay this amount a later day as I don't want to leave myself too short so in a couple of week I'll pay in £40

    I've done it, I've managed to get my card under £2K mark 6 weeks ahead of schedule as I gave myself til the end of April to get it done so I'm very chuffed with myself lol

    My new target is to get the card under the £1k mark by June which will be perfect as I have DD birthday in July and DS birthday in August not to mention that i need to buy uniforms as well for both of them are in school from August :( (where has my baby gone????)

    Plus we're going to Blackpool for a week in July so I want us to have fun and not worry about money so I reckon July will be a month where i'll be paying the minimum amount on the debt

    Went to Poundland and picked up cleaning products and snacks for DD school snack spent £6 in there lol Then went to asda as I needed fairy non bio gel, tescop was selling them at £4.52 but asda were selling 2 for £6 :D so saved over £3 on them lol

    Need to go to Primark when DD gets back from school as she needs new trousers as she keeps insisting on growing so needs must lol so i've earmarked £30 to spend in there a bit much i know but if we don't spent it all it'll go towards a debt x

    Also made £3.50 from preloved selling a top and £3 on facebook for selling a cardy, so getting the £3 tomorrow off my neighbour and the £3.50 is coming to me via postal order so once postage has been paid off it then i'll just put all the money into the holiday sealed pot so another fiver is on it's way x

    sorry for waffling x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • choogirl
    choogirl Posts: 1,274 Forumite
    Hi Abba

    Sorry didn't mean to make you fret your date outfit sounds perfect, you need to feel comfy if you're sat down for a few hours.

    Wow 6 weeks ahead of schedule, thats some going I need to take some notes.

    Hope you got some bargains in Primark xxx
  • Kei
    Kei Posts: 327 Forumite
    Hiya, congrats on getting the card under 2k ahead of schedule!

    I love poundland :p
    [STRIKE]Family £400[/STRIKE] CC1 [STRIKE]£415[/STRIKE] Lloyds [STRIKE]£460[/STRIKE] [STRIKE]Natwest£750[/STRIKE] £627.59 Tesco [STRIKE]£1880[/STRIKE] £1725 Grand total £2,352.59

    Pay off all debt by xmas 2014 #136 £1552.41/£3905

    Additional money made 2014 £88.50
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    choogirl wrote: »
    Hi Abba

    Sorry didn't mean to make you fret your date outfit sounds perfect, you need to feel comfy if you're sat down for a few hours.

    Wow 6 weeks ahead of schedule, thats some going I need to take some notes.

    Hope you got some bargains in Primark xxx

    What a waste of time going to primark was......they only have leggings or jeans in, was looking for combats or velour trousers, it's so shes got comfy trousers shes not too keen on leggings lol

    came out with a beautiful slouchy cardy for DD reduced from £8 down to £3 and DS a top reduced from £3 down to £1 :T:T:T:T but no trousers, also bought myself a ring and a necklace for my date on Saturday for only £4 all together

    Ended up going to sports direct and getting her a pair of velour trouser and a pair of trackie bottoms will have a hunt on ebay tonight when kids are in bed.

    Just off the wii playing the MIchael Jackson game for a hour needed to burn off the KFC dinner lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Kei wrote: »
    Hiya, congrats on getting the card under 2k ahead of schedule!

    I love poundland :p

    thanks hun c

    I love poundland too need to watch that i don't get carried away tho lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • wahooooooooo date night fast approaches...I personally think that the leggings and red top with knee high boots....initially I thought Grey but then thought nope you need to stand out as you are going on a date...and seems more dressed up....

    Well done on getting the CC to under £2k.

    Hope you have a very enjoyable evening and lets hope its the 2nd of many....xxxxx
    Total debt £[STRIKE]37864.78 [/STRIKECOLOR=purple][FONT=Arial Narrow][SIZE=1 [/STRIKE][STRIKE] £31681.03[/STRIKE] -[/SIZE][/FONT][/COLOR]£16700
    Paid off so far.....[STRIKE]£15495.84[/STRIKE]£20364
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well i'm pooped lol went to the gym today and was on the crosstrainer for 40 mins :eek: legs felt like jelly when I came off it and spent 15 mins on the rower so i'm knackered but burned off 556 calories so well chuffed lol :j hopefully I sleep tonight, working in the morning 7.30am start so need to get up at 6.30 am :( booooooooooooooooooooo aww well it was nice when it lasted lol

    Paid another £30 towards vodaphone :mad: only two more payments to go :j:j:j:j and that'll be another £30 towards the Cap One Card lol :T so need up update totals in signature xx x x

    I'll think I'll see how i'm feeling and pick a colour lol just can't pick just now lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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