Abba1772's Debt Free Diary

abba1772

it's not tonight it's saturday night, he's taken me out to get something to eat and then the cinema so can't wait lol he's 24 no physco ex's or kiddies so no baggage lol just what i need for a quiet life lol

burntfingers_2

whooooooo does that make you a cougar then?? :)

Sounds like an ideal man.....I mean about the ex psycho's and no baggage....:j they are few and far between....oh well am sure you will have a brilliant night out ....:beer:

abba1772

debtfreewannabe321 wrote: »

Hi there Abba, Your ex must be going to Afghan as my hubby is leaving...! Well don't worry about him anyway you won't hear much from him whilst he is out there i doubt. I have started christmas shopping already...this is SUPER organised for me lol, i usually start in september! There are lots of sales on though and i thought i would be organised just for once I have started a spreadsheet with everyone's name on it, what i bought them (so each present in my pressie box is allocated) and how much it cost me, then another colomn saying how much it was pre-sale and how much i saved % wise. I have saved loads so far and am only getting pressies i see in the sales if i haven't got someone's done by say november then i will pay full price in that months budget...but am hoping with all the sales ahead of us lol i will be all wrapped up (excuse the pun) by then xx

how did i miss your post lol

I don't worry about him when he's out there never have, he's a great solider and if something should happen you can't stop it, totally believe in fate and all that rubbish lol he'll be fine he's just trying to muck with my head and it ain't working. I saved up all out shoe boxes so the kids could collect things and we' post them out but after that divorce petition came through they all got binned, kids can send him blueys but i'm not doing it anymore, tried to be friends with him and now i understand why he has hardly any mates, hes very arrogant and up himself and I have no time for people like that in my life.

Managed to get him to drop the "improper relationship" bit from the divorce because I had started seeing someone 6 months after we split (been 2 years in May) and it was a old school friend who he hated (we are not together anymore). So I asked him if my relationships with my gay and lesbian friends improper too seeing as hes totally homophobic and his lawyers advised him to drop it lol

check mate lol

abba1772

burntfingers wrote: »

whooooooo does that make you a cougar then?? :)

Sounds like an ideal man.....I mean about the ex psycho's and no baggage....:j they are few and far between....oh well am sure you will have a brilliant night out ....:beer:

I guess I'm a cougar lmao but only by 4 years hehehehe

On our first date I kept asking questions lol like do you mind that I have kids etc etc etc had the right answers for everything so we'll see lol

started collecting the alton towers tokens from the Sun this week so will see if I can get a babysitter (DD hates scary rids and DS too young) and see if I can get a mate to come with me for a bit of fun.....or maybe if the dating goes well he can come lol :rotfl:

abba1772

made 115 points on a survey tonight about time too haven't made anything for a week now always start them and only get 5 points lol

Done the ironing, the kitchen is all clena, kids are sleepiing and i'm just about to join them as was on the wii fit and burned 293 calories so thats the pancakes burned off :j

hitting the gym tomorrow so defo going to be knackered lol

abba1772

went to the gym and my arms are sore lol also walked to the supermarket and back so burned off just over 500 calories :j so tired tho been feeling like this all week

well had to use my card at the supermarket, need fresh salad, juice and toothpaste but only spent £11 and I also got our lunch at the cafe seeing as DS walked all the way there and back (it's 2.7 miles all in)

Can't wait for pay day tomorrow it's quite sad I'm looking forward to sticking £250 into the credit card as it'll take it under the £2k mark :j

abba1772

the lovely postman delivered Halifax CC Statement and it's down to £1575.13 so down by £4.25 considering i pay minimum every month til Cap One CC is paid off it's pants as I pay £31 to it and now the interest has went up by 3%

no warning, no letter no nothing :mad:

should be shot of both cards at the end of the year, or thats the plan anyway lol

choogirl

Hi Abba

I don't know if you still use the card but alot of people on the main forum recommend ringing the credit card company and getting them to agree to reverting back to the old interest rate and in return you close the account. Its worth a try xx

abba1772

choogirl wrote: »

Hi Abba

I don't know if you still use the card but alot of people on the main forum recommend ringing the credit card company and getting them to agree to reverting back to the old interest rate and in return you close the account. Its worth a try xx

I've done it with the Cap One Card and my plan is to pay that off and close it completely and keep the halifax for emergencies and to keep my credit rate going if that makes sense x I don't use it just now and i've asked them NOT to send out the pin number so I can be tempted lol BUt if i keep knuckling down with the Cap one card and get shot of it asap I can concentrate on the Halifax one and stop paying them so much in interest lol

burntfingers_2

which one are you paying the most interest on is it the Cap one or the Halifax??

Could be that you are already doing this so it could be teaching your grandmother how to suck eggs...(think that's the saying :rotfl:) or it could be that I got it totally wrong and nope I don't think like your grandmother either.....:o digging even bigger hole so will quit while ahead.....:) If you pay off the one with the higher interest first then hammer the second one...

Not sure if you have already done this either but can you do a balance transfer for 0%.

Enjoy the rest of your evening

Bfxx