A Budgeteers Quest to be Debt Free & Mortgage Free By 40

DedicatedDFW

:T:T:T Well i've been for my run and as predicted it was very hard work but am pleased with myself for getting out there and getting on with it :j:j:j

Just listed 2nd item on e-b*y and have challenged myself to listing 15 new items today :eek: - i have not got 15 new items to list at the moment so it is going to be a challenge :rotfl::rotfl::rotfl: Righto! Onto item number 3 - expect many small updates from me today as i try and keep myself going

Oh - i also forgot to say because i went to a party yesterday i did not spend any money so all good there

DedicatedDFW

5 of 15 items now listed :cool: as well as taking a phone call and am pondering the next declutter area *gulp*

Righto! Focus is on the listing of things now Back to it!

DedicatedDFW

7/15 tantalizingly close to the half way mark - not yet started tea though :eek: Righto! Onwards with the next items - books so may well list on amaz*n too - though not today - i'll be leaving that until i can get my head around it

Think i'll make a hot drink soon too. The decluttering does need to be kept up with as it is freeing up space but *hopefully* its also giving me thing i can sell and then throw the money at the debt :cool:

jwil

Glad you had a good night DDFW, and yay to fitting in dresses! That shows that it's not always about the scales.

Well done on managing to get out for the run, and the ebay listings!

Shout if you want a hand with amazon.

My DH doesn't get the whole overpaying the mortgage either, I figure he'll soon come on board when he realises how much we save in interest and reducing the term.

DedicatedDFW

Thanks jwil - think i will need that amaz*n help



i am now up to 14/15 listings - just going to pop a couple more bits on and i've got myself a nice hot drink to try and help me to keep going

I want to list more than 15 now as a couple of things i've put on have only gone on at 99p - as thats pretty realistic so want 15 higher value items listed - even if they are only £1.99 :cool:

DedicatedDFW

Morning all!

Once again its monday morning and i had an epic lie-in It was needed though and i am already thinking about when i can next have a nice bit of snooze time - maybe friday? I must sound so lazy :rotfl::rotfl::rotfl: The thing is most nights i am getting into bed at midnight-ish or just after takes me at least an hour to fall asleep and then the alarms going off at 7.30am :eek: - and i can't really go to bed earlier than this because i don't get home from work most nights until after 10-ish, by the time i've washed, got my thing together for the next day - come on here whilst having a cuppa :coffee: as my wind down time of the day :cool: its then time to scoot off to bed

Todays plan once i'm home is start (again) on the next area i'm decluttering Yes - again! i did make a little start on it yesterday and moved 3 items :T but then just kept listing stuff on e-b*y which was more of a priority due to free listings Now the continued declutter is important as i've nothing else left to list :eek:

Jwil yes please for the help with amaz*n - i have books to list that i'm sure are worth a couple of quid and want them to go asap - i listed them on e-b*y yesterday but they've got no watchers :cool: If i have them listed on e-b*y and amaz*n and sell off one site is it easy enough to cancel the listing on the other?

Checked my e-b*y and 1 or 2 watchers on things is all - i got up to 17 items listed :j:j:j - now to hope they sell

Right, better dash - if i don't report my progress with the next area i'm working on give me a nudge please :cool:

Hope everyone enjoys a good start to their week

Oh yes - have been pondering things again - as i noted about mortgage the other day so must come to a decision and update on here

DedicatedDFW

Hi all

Not long home and about to make a start on the area i want to declutter next. Hopefully i'll get to the end of this room by the end of this month :T

Will need to accelerate things though to get to the end of the house by the end of the year :eek:

Need to check banking and see what payments i need to make - crikey yet again its monday and roll on the weekend :cool:

DedicatedDFW

I'm back

So i've taken everything off of / out of the area i'm working on put it all down and moved quite a bit of it already

There's some shredding that needs doing but the machines a bit loud for this time of night

Threw out some rubbish too.

Worked out where quite a few bits need to go too :cool:

Tomorrow it will be harder to get things done at home as i'll be here for less time but will aim to move 5 more things as its all slowly, slowly, slowly beginning to look a little better :T So maybe moving 5 things a day until the weekend which will make everything lots easier and better too :j:j:j

Still looking for MS's and not finding any checked my e-b*y listings - still just a spattering of watchers. The area i've just worked on doesn't have anything e-b*yable sadly :undecided

Been thinking alot about the title of my diary and what i need to be doing to get there :think: Tomorrow i'll look at the food shopping budget and see what i can shave off that :cool: I think what i really need is a good 2 weeks off work - all my jobs in fact - and not be running round after family in that time either and then i can focus on everything that i need to do and just put things in place for that. Sadly no time off work for me and even if there was there's always my p/t work where i really need the income.

DedicatedDFW

Hey all

*yawn* *yawn* *yawn* *yawn*

I had the best of intentions of getting up extra early to make a great start on the day but just ended up getting up on time. Waking up at 3.15am was not what i had planned - i then tossed and turned until i felt drowsy and then... yep... my alarm went off - Thinking maybe i should just get up when i really wake up like that and do something and then go back to bed ? The thing is i worry about being too tired the rest of the day then as i am out of the house until like 10ish at night - it perhaps wouldn't be so bad if i got up at 7.30 and home at 6 but i'm up at 7.30 and home so late i don't know ? :undecided

Well i've come home and moved not just 5 things but 10 :T they were all small things but they are all small things in the right place now now thats left just 2 things out of 1 pile of things that i had to move - and i'll try and get these shifted tonight

Will move another 5 items tomorrow after the massive difference this has made

Made quite a substantial overpayment today - couple of hundred :eek::eek::eek: - partly because i took an item back and got a refund £30, cut back on shopping - and then thought i'd make things really tough for me by just paying the figure i wanted to :eek::eek::eek:

Righto bedtime for me - done my free bingo, checked banking and checked for MS's x

ebayqueen_2

Morning DDFw

Eventually get round to posting!!!! First of all well done on you October £10 per day challenge. Its great when a month goes well on that thread. I have the money waiting now for my wee job I need doing.

You really do have quite a busy life DDFW. Sorry to hear that your MS not as good as before. Hopefully it will improve before Christmas.

Take care and keep running

God bless
E