A Budgeteers Quest to be Debt Free & Mortgage Free By 40

DedicatedDFW

So i've got to push on with the listings on the bay of e and i'm hoping to clear target 5 as quickly as possible now. The only extra money i am raising is from the bay of e or any cashback but i've not done any cashback for a while but still have over £100 waiting to be paid out to me - i've been waiting months but apparently not the maximum number of months before i can raise a query Grrsomeness! Then it will be time to move onto target 6 and then the final one is target 7.

Sadly i've no bay of e stuff ending for a few days now so it will feel like things are really slowing down.

Got a call to make which i can't do until after 9 but i'm just gonna finish my cuppa before hotfooting it to the post office and then i've the call to make and work to prepare for and then heading off to catch the train.

So much to do and so little time!

DedicatedDFW

slowlyfading wrote: »

Looking good!

Thanks slowlyfading - i'm at that stage at the moment though where the debt doesn't seem to be dropping fast enough - my own fault really as i was messing about with numbers and working out what %age i'd have paid if i cleared target 5 (82%) this figure stuck in my head and i got it confused with todays payment taking me to 82% I had to re-check everything a couple of times before i realised what i'd done - oops!

jwil

DedicatedDFW wrote: »

Its been a long hard day at work. just having a decent cuppa :coffee:and then its off to bed before an early start tomorrow :eek: Just hope i can get all the things done that i need to before i head in to work.

Feeling a bit rubbish about the amount of money i've spent today - got some hot food again for lunch - you know when you're poorly and you just want something specific to eat and nothing else ? It did make me feel better to be honest and i suppose there are these bumps along the way to debt freedom - unplanned spends that are necessary at the time.

Picked just 1 extra item out of the wardrobe to go on the sales pile - no energy to try anything else on or come to any decisions. There's a coat i'll be listing as well so that should free up a bit of space.

Had quite a few things end on my listings today and was feeling hopeful but although one of my better items which i'd listed at a reasonable start price had alot of watchers and i'd had a few questions about postage costs to different places and i'd replied to them all there were no more bids Oh well, i have sold some things over the last few weeks so that is good - just gets a bit frustrating to have alot of interest on an item without it resulting in any bids

It's frustrating when there is interest but no bids. Hopefully you'll sell it next time.

Sometimes you've just got to eat what you fancy - one meal in the grand scheme of things won't hurt. If it made you feel better, then it's good!

jwil

DedicatedDFW wrote: »

I am getting more to the stage where i am thinking 'this is me living my life and i want to start living it!' not just bumble along from one thing to another.

Hey DDFW, I can't help with the plans I'm afraid as I'm not into them. I don't have a plan as to what will happen next week, let alone 5 -10 years away. I would say that the above should certainly be the focus, and you need to ensure there is plenty of 'you' time in there.

DedicatedDFW

Hi all,

Very tired today and feel like i haven't done anything

TADA LIST:

i have done 1 lot of washing
1 lot of drying
1 lot of pots washed
2 items added to carbooty stash
Dusted everywhere
vacuumed everywher
put the rubbish out
vacuumed 1 room again - don't ask
washed hair and started getting shape in it for tomorrow
Made lunch
Put all packaging materials together

So my tada lists confirms i have actually done something!
More to do before i feel like i've achieved something though - so will haul myself up in a mo. and get some bags sorted out - typing it here makes me more likely to do it! Tried to persuade my mr. to make tea - not looking likely *sigh*

jwil

You have achieved stuff!

My DH doesn't know where the kitchen is :rotfl:

DedicatedDFW

Aaaaaaaaaaaaaarrrrrrrrrrrrggggggggggghhhhhhhhhhhhh!!!!

slowlyfading

What's up?

DedicatedDFW

slowlyfading wrote: »

What's up?

Hi slowly fading Just had about the worst 2 hours - spent 40minutes !!! :eek::eek::eek: Waiting in the queue and then being served at the supermatket - urgh!! horrid waste of time :mad:

Then i came home managed to kick a large heavy object of my Mr's which shouldn't even be where it is :mad: Currently nursing very bruised toes And i know i should have had slippers on - and i finally found them underneath something of my fellas

Then i made a call and got some waste of time person on the phone who was just like 'yeah just write in' rather than dealing with the reason i was ringing :mad:

And then i was on one of those awful press this button for this etc. for 30 minutes before getting through to someone as there was no option to speak to a person :wall: Gah! and they were a waste of time too so i've got to make that call again tomorrow x

DedicatedDFW

*and breathe *