A Budgeteers Quest to be Debt Free & Mortgage Free By 40

DedicatedDFW

Hi Everyone

Quick update with how the food budget has been going:

Week 1: spent £14.70 - got loads though as I used some points I had

Week 2: spent £23.77 - this was mainly due to OH letting me know what he wanted me to purchase for his packed lunches - which actually works out at £2.50 a day :eek::eek::eek:

Back to the seemingly never ending list

Hope everyone is having a good weekend

DedicatedDFW

Hi Everyone,

So i wrote my to-do list whilst awaiting trains this week and was going to post it on here. Instead I thought as I completed a task i would post it on a TADA list instead. *very dull TADA list to follow*

1, 1 lot of pots washed
2, 1 lot of washing moved
3, 1 lot of washing done
4, 1 lot of drying done
5, 1 lot of drying moved
6, 2nd lot of pots washed
7, 1 lot of washing done
8, 1 lot of drying done
9, 1 lot of drying moved
10, Bedroom dusted
11, Bedroom dusted
12, Hall, stairs and landing dusted
13, Living room dusted
14, Vacuumed bedroom
15, vacuumed bedroom
16, Vacuumed hall stairs and landing
17, Vacuumed living room
18, Vacuumed kitchen and utility room
19, Emptied and disposed of old work bag
20, Put boots away now the ice has gone
21, Put pampering items all in one place :T
22, Threw out old slippers and start wearing new ones! Happy little toes
23, Made lunch – lovely soup with some wholemeal bread and butter
24, Collected parcel from postie
25, Collected parcels from Boots
26, Threw away old sneakers too old and battered to be repaired
27, Moved pens
28, Cleared coffee table
29, Shredded all necessary paperwork
30, Checked if cashback has been paid – it hasn’t :(:(
31, Posted e-bay parcel
32, Bag up gifts purchased for birthdays, xmas to go into storage
33, Ironing organised
34, Utility room organised
35, Mopped Kitchen floor
36, Mopped utility room floor
37, Put pictures onto memory stick
38, Set up digital photo-frame I got for my birthday – it’s only been sat there 5months
39, Ebay feedback left
40, Re-listed unsold ebay items
41, Waxed my eyebrows – not painful at all – love the kit I have :T
42, Removed nail polish and trimmed toe-nails ready to put different polish on
43, Showered
44, Mopped kitchen and utility again
45, Mopped hall
46, Got knitting ready for Monday :T
47, Made and had my tea
48, Transferred all bills paperwork into new folder
49, Shredded and binned the rubbish this created
50, Toes happily polished in pink
51, Organised even more letters
52, Poured much deserved glass of wine and went *eep* over all the things I still need to do :rotfl::rotfl::rotfl:

DedicatedDFW

Unsurprisingly, after achieving so much yesterday, i have done considerably less today :rotfl::rotfl:

Oh well, must keep going - it is only on the days I'm not in work that I seem to get anything done at home at the moment which isn't good as it is all piling up and then takes ages to sort out. Admittedly, alot of the things I have done are things that either
a) need to be done on a regular basis such as cleaning
b) are things that have been waiting ages for me to have the time to sort out - such as the photo frame
c) are the things i have been putting off doing :whistle:

It doesn't help that I have made tea and then discovered I can't eat it sometimes this happens so i am just trying to wait a bit and then see if there is something basic and simple I can eat oooh! Just thought I'd love pancakes but we don't have any eggs in Might walk along to the shop for some in a mo. Bit of fresh air and exercise and then some tea Only had 1 meal today which is not good and is probably not helping me focus on the rest of the things I need to accomplish today.

Hope it has been a good weekend for everyone

NorthernLas

Yoo hoo Dedicated ... I was thinking of arranging a meetup with FW and Pickle, probably at a large shopping centre near one of us ... are you interested??

Hope you have had a lovely Christmas and the writing is not suffering too much with all of the jobs your are getting through ... when is OU Dday?

NL x

DedicatedDFW

Hi Northernlas - lovely to hear from you, yes a meet up sounds lovely and just what I need to get me out and about a bit more. Will PM you now x

DedicatedDFW

Hi Everyone,
Thought I'd pop on my TADA list for today - makes me feel better after feeling like I've not achieved much today.
1, Emptied box of toiletries into large Soap & Glory storage box
2, Filled nice emptied box with bigger jewellery items & hair clips
3, Moved box into right place :A
4, Threw out empty bags and waste packaging this left :T
5, 1 hour study completed – 3hours to go
6, Made and ate breakfast
7, Shopping done – spent soo much more than i should have but was getting reduced priced meat 60p a pack! + got a gift for OH which i have happily stashed away until his birthday :D:eek:
8, Collected free make-up set
9, Made tea
10, Helped OH put rubbish out :A
11, Helped OH put things in loft :A
12, Made a different tea after couldn’t eat the first one
13, Used facial scrub
14, Used hair treatment
15, Sorted out my ebay
16, Got rid of a magazine about savings as I can’t so any more now and things will change when I can
17, Another hour of study done
And now for a wine and relax.
Hope Everyone has had a great weekend

jwil

Wow, you have been really busy!!! You put me to shame

I studied Geosciences for my first degree, and Environmental Studies for my second. Just have one course left to do for that degree. I'd like to do the MSc in Earth Science too. I have dabbled in some of the arts and languages courses as well though. I like the look of the literature courses, but I don't like being told what to read :rotfl:

I really miss studying with the OU actually, it can be very addictive.

DedicatedDFW

Hi Jwil and everyone -


Thanks Jwil, I didn't do nearly enough this weekend though to be honest which has left everything I didn't do to be done over this week and the weekend. I decided i'd post my tada lists as then at least when I see what I have left to do I would feel better knowing that I did at least do something :rotfl::rotfl:


Main aim this week is to spend each night (only time I have at home when I get in from work) moving at least 3 items out of the living room so that I have no distractions or additions on my to do list.

NSD for me - only spends was pesky travel expenses to work and the train was delayed coming home adding even more time onto my long commute.

Night all off for some much needed sleep now x

DedicatedDFW

Hi Everyone,

Well progress of a sort is being made. Last night i removed at least 6 items from the living room which felt good.

Today I have:

Ordered a business document which i need and have been putting off doing :whistle:

Contacted a company re. surveys and completed questionnaire for this - fingers crossed

Contacted hospital to change my appointment - wish I hadn't bothered as it is now at an even worse time but they didn't take this on board when I said I want the latest appointment possible - and made my appointment 2 hours earlier than it would have been :mad: Still got them to change my address considering i've not lived there for the last 7 years.

Was going to call the doctor but as I have no time off work to go i'll leave that for 2weeks now.

Now to make lunch ready to take to work with me :A

DedicatedDFW

Hi Everyone,

A quick-ish post from me as I am on here and putting off doing something else Think I'll give myself 30minutes of getting underway with said task and then pop back on here as my reward and work through the day like that

I haven't been posting much this week as have really well and truly got the January Blues! - in truth it is the way i have been feeling for some time about alot of things and again when i really think about it if this debt wasn't here everything would perhaps seem more manageable:o:o:o when i think like this it in turn makes me feel worse about everything again I think if I didn't have the debt then I wouldn't be tied to working at the job I am in - the money isn't fab but it is just enough along with p/t work to help keep me plodding on but I find the job extremely stressful and am constantly worrying about it - even waking up in the night with my heart racing :( so I now need A Plan Of Positivity! and a good talking to myself and pulling up of socks - best go and grab timer and will be back with brighter news in a bit. Apologies for the negative post but this is how I feel and don't feel like I can talk to anyone about it

back soon x