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A Budgeteers Quest to be Debt Free & Mortgage Free By 40

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Thanks jwil :D

    Postitives for Today: :)

    Got some 'bits' of stuff done today - another 20 items listed on eb*y :T Would have been more but the comp was playing up! *eep* I tried again and the comp crashed again... and again - so decided that was enough for today - all bits at 99p but it will all help :T

    Got 1 complaint written out and hoping to do the next 1 tonight and once they are done then they are not on my mind any more :)

    I washed pots - not exciting but its done :T

    Ditto the sides in the kitchen :T

    I made a PAD :T

    I moved the last bit of xmas gifts :T Not got round to moving the christmas cracker things though - which i see as extra little gifts - got some fab prizes from them this time :rotfl::rotfl::rotfl:

    I tidied a bit of stuff away thats been hanging around :T

    I've done some stuff towards earning amaz*n vouchers :T

    Currently decluttering a film though - so may not achieve too much more today ;)





    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    PAD: Starting Balance: Target 1: £2245.19

    1, £1.00 = £2245.19 - £1.00 = £2244.19
    2, £1.00 = £2244.19 - £1.00 = £2243.19
    3, £1.00 = £2243.19 - £1.00 = £2242.19
    4, £15.00 = £2242.19 - £15.00 = £2227.19
    5, £44.79 = £2227.19 - £44.79 = £2182.40
    6,
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    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Woo, nicely productive day, and well done on the listings :T

    Hope you enjoyed the film :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Thanks jwil :) - the film was ok - pretty much went as expected.

    I had a terrible night sleep again last night - been like this the last few nights although i have to say that the wind blowing a houlie didn't help :eek: and neither did my dashes to the bathroom several times with a very upset tummy _pale_

    Still tired from the lack of sleep / rest so not very much achieved today at all :( I have decided to give eb*y listing a miss tonight - its taken ages the last 2 days :eek: so i'll just crack on with it tomorrow :cool:

    I have tackled some banking and made some payments so thats good :)

    I also did the food shop and pretty much kept to both the list and therefore the budget ;) Overspent by less than £1 and this was on fantastic pasta offer - i'm hoping to stock up some more next week too :D

    I spent another xmas voucher and just had to contribute a little to get what i wanted :) - was quite lucky really as the voucher had been about to expire :eek:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    PAD: Starting Balance: Target 1: £2245.19

    1, £1.00 = £2245.19 - £1.00 = £2244.19

    2, £1.00 = £2244.19 - £1.00 = £2243.19
    3, £1.00 = £2243.19 - £1.00 = £2242.19
    4, £15.00 = £2242.19 - £15.00 = £2227.19
    5, £44.79 = £2227.19 - £44.79 = £2182.40
    6, £105.40 = £2182.40 - £105.40 = £2077
    7,
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    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry you are not feeling well, hope you get some rest tonight.

    Well done on the bargainous shopping though!

    Your PADs are tripling each day - are they going to continue to do that for the rest of the month? :D :rotfl:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    jwil wrote: »
    Sorry you are not feeling well, hope you get some rest tonight.

    Well done on the bargainous shopping though!

    Your PADs are tripling each day - are they going to continue to do that for the rest of the month? :D :rotfl:

    Lol jwil - if only! :rotfl::rotfl::rotfl:

    Just did a big post and then the comp crashed :mad:

    Oh well. Need to look at all the things i wanted to achieve and get some out of the way tomorrow!!!

    I actually had a decent few hours sleep last night - i can't remember the last time that happened so it was definitely needed and much welcomed :)

    Tonight i think i'll just watch some films :) i was going to list on eb*y but as its free listing tomorrow and the last few things i think should go for more than the minimum 99p i'll pop them on then :cool: I actually did get round to listing 4 items yesterday :T - i'd already done the pics :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the listings! I hate doing the photos, so I always try to do them in advance to speed up the listing.

    Glad you got a good night's sleep, and hope you enjoy the films tonight.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 7 January 2012 at 3:32PM
    PAD: Starting Balance:Target 1: £2245.19

    1, £1.00 = £2245.19 - £1.00 = £2244.19
    2, £1.00 = £2244.19 - £1.00 = £2243.19
    3, £1.00 = £2243.19 - £1.00 = £2242.19
    4, £15.00 = £2242.19 - £15.00 = £2227.19
    5, £44.79 = £2227.19 - £44.79 = £2182.40
    6, £105.40 = £2182.40 - £105.40 = £2077
    7, £1.00 = £2077 - £2 = £2075
    8,
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    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hmm - listed 6 new things on e-b*y meaning i *think* i've just about listed everything i was due to list and just have some re-lists to catch up on tomorrow :D

    Now i'm going to have a shower - not long back from a big walk :cool: And then i'm going to paint my toe-nails a fetching sparkly pink :)

    And whilst they're drying i'm going to get creative with the xmas cards we received and turn them into gift tags ready for next year :cool:

    Which in turn will help me with something else on my list which is moving a few bits out of the living room ;)

    Just realised all the things i'm falling behind on on my to-do list are the things which require some concentrated thinking and concentration... hmmm

    Well it does seem that some things will again roll over until tomorrow but i guess that i'm achieving some things each day which can only be good :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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