A Budgeteers Quest to be Debt Free & Mortgage Free By 40

DedicatedDFW

Happy New Year!!! :j:j:j

Hope everyone has a wonderful 2012 - filled with happiness and everything you'd hope for

DedicatedDFW

jwil wrote: »

Happy New Year DDFW

Happy New Year to you too hon - here's hoping this next 12 months will be filled with much fun and laughter, health and happiness along with the debt reduction too

And can i just say wow - you are yet again off to a cracking start with this years 2012 challenge - huge well done :T:T:T

DedicatedDFW

So here we are 2012 - and i have so many plans for things i want to achieve - i am a little raring to go! And although yes, plans for spending time with family is included in these goals it seems today will be taken up (yes the whole day) with visiting family. Which though it will be lovely it also makes me feel like i've stalled or had a false start :undecided I guess i am more a little and often person than the huge chunks of time taken up Oh and its visiting OH's family which though lovely will also involve politely letting lots of things go - am sure some of you will understand

So, if i don't get anything done today then i *will* set my alarm and get up early tomorrow to move on with things and play a little catch up



Not sure how you all celebrated the New Year - but must confess that i was in bed and just dozing off as some very loud fireworks woke me up :eek::eek::eek: :rotfl::rotfl::rotfl:- yep! No parties or pubs and clubs for me just a quiet night, maybe a glass of wine or 2 :beer: and mucho snooze time!

Today i've done the daily ritual of earn some points towards amaz*n vouchers and am just about to check my eb*y :cool: Tomorrow will be a big listing day for me *if* i can get any piccies on the comp! They are all small low value things i'm selling but hopefully they will sell

So yesterday was a NSD and today has the full makings of one too - as does tomorrow :T

Hope you all enjoyed yesterday whatever you did and hope you have a nice day today too xxx

DedicatedDFW

PAD: Starting Balance: Target 1: £2245.19

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jwil

Quiet night in for me too DDFW, I'm no party animal.

Well done on the MSs :T I'm not good at being with others for more than a couple of hours so know how you feel. Hope you have a nice day though.

I'm counting all payments made towards the challenge this year so it will be high. I hope to have reduced the total by a lot by the end of the year though

DedicatedDFW

jwil wrote: »

Quiet night in for me too DDFW, I'm no party animal.

Well done on the MSs :T I'm not good at being with others for more than a couple of hours so know how you feel. Hope you have a nice day though.

I'm counting all payments made towards the challenge this year so it will be high. I hope to have reduced the total by a lot by the end of the year though

Tee hee - i can party with the best of them but last night just wasn't one of those night


Done a little more towards earning some vouchers so pleased and feel like i've done *something* Going to do the dishes before we get going as i doubt anything will get done when we get back

DedicatedDFW

Upset rant removed!

jwil

Oh DDFW, ((((((((((((hugs))))))))))))) I don't know what to say, though I hope you are feeling a bit better this morning.

You are entitled to a full explanation as to what the problem is, so I'd be pushing for that. I know what it's like when you can't get through to someone though.

If you want a chat then do PM.

Take care of yourself though :grouphug:

DedicatedDFW

I am now up later than i wanted to be but am completely shattered due to the lack of sleep - never mind the fact that as i've said i'm back at the doc's this week with my thyroid as i'm exhausted even after a nights sleep so feeling a bit yucky at the moment

So i am way behind on what i wanted to do and am very tired so have no idea what i'll achieve today Currently having a cuppa as too tired to face any food just yet.

Oh dear, i really hope everyone else is having a better day x

jwil

Sorry your evening was ruined. It's horrible when that happens.

Hope your day improves. xx