A Spendaholic in need of continuos shopping and a naughty debt!

unsavy_with_£

My money plants have died, no wonder my finances aren't going well!

jwil

I'm good thanks unsavy! Not very motivated at the moment, which is NOT good.

I'm liking your positive attitude, and what a great saving to be made from giving up the garage! That will make a big difference.

If I was you I would try and focus on getting up to date with the banks - those charges for being overdrawn and bouncing DDs are a killer! Once I managed to get on top of that, I seemed to have much more spare cash available and could get ahead a bit.

Sorry to hear about your money plants!

unsavy_with_£

jwil wrote: »

I'm good thanks unsavy! Not very motivated at the moment, which is NOT good.

I'm liking your positive attitude, and what a great saving to be made from giving up the garage! That will make a big difference.

If I was you I would try and focus on getting up to date with the banks - those charges for being overdrawn and bouncing DDs are a killer! Once I managed to get on top of that, I seemed to have much more spare cash available and could get ahead a bit.

Sorry to hear about your money plants!

Sorry to hear your not feeling motivated at the moment, just remember what an inspiration you are to me and how well you have done! New year new focus! It's got to be a better one I feel!

Thank you, will focus all I can on the dreaded bank account as well as the dreaded debt! I will keep that in mind, could do with some spare cash! Xx

jwil

It's definitely got to be better, and we should be in less debt by the end of it!

unsavy_with_£

jwil wrote: »

It's definitely got to be better, and we should be in less debt by the end of it!

I really do hope so I do hope so! X

unsavy_with_£

1 bag of rubbish and 5 items sold on eBay - need to post them so I know how much I've made!

I have also decided I need to make £200 a month just to cover the credit card. £200 - it's not going to be easy!

jwil

unsavy_with_£ wrote: »

1 bag of rubbish and 5 items sold on eBay - need to post them so I know how much I've made!

I have also decided I need to make £200 a month just to cover the credit card. £200 - it's not going to be easy!

Well done on the sales! £200 is about £7 a day. Very doable, though not easy. Have you checked out the 'make £10 a day' threads? There's some good ideas on there, and people do manage to do it every month.

Good luck!

unsavy_with_£

jwil wrote: »

Well done on the sales! £200 is about £7 a day. Very doable, though not easy. Have you checked out the 'make £10 a day' threads? There's some good ideas on there, and people do manage to do it every month.

Good luck!

Thank you for working that out for me, it doesnt seem to scary! I will go have a look! I need to see where else I can make some money!

Thank you xx

unsavy_with_£

Well some good things and some bad!

I have £48.62 in my paypal which I have transferred to my bank account, thats from ebaying last month and up until today. Some more things relisted and a huge bag ready to be listed. Will crack on with this.

I won £10 on a scratchcard (£1 one) treated myself today!

I have signed up to do avon! Fingers crossed I make a little towards the debts!

Bank account is still in the red!

Yesterday I took a coat back to H&M with the receipt in the bag, it was from novmber, I gave it the spill that it was a christmas present from my mum thinking they were going to make it difficult for an exchange, well nothing of the sort, said if i had the card then i would have been able to get a refund - how stupid and wound up do I feel with myself. note to self - take things back within a month!

Look for car insurance as mine is up for renewal, will be sticking with Tescos, the cheapest I could find. I am happy I looked round.

Hope you are all ok. xx

unsavy_with_£

I have a pretty new signature to update and keep track of things. I am very impressed that I have been able to do this.