KolaKubes Crazy Rags to Riches Mortgage Challenge! Part One - Saving a deposit!

[Deleted User]

hey there
sounds like you are doing great !! its important to have treats along the way , so dont feel too guilty on the night out and the dress (sounds a FAB bargain btw!! )
Im another one who doesnt mind giving cash for weddings- in fact with the last few friends who have got married they have set up a thing towards thier honeymoon and people could pay what they wanted into it- Id much rather do that than spend ridiculous amounts of money on a set of knives or whatever on a wedding list! (no offence to anyone wanting knives or household goods! ) my sense is if Im gonna spend the money anyway Id rather it go to what the couple want/need than them getting presents they might not use for the sake of it!

good luck on the xmas shopping- Ive set a similar budget myself as things have been pretty tight this yr! ..will see how it goes...I am a bit like your OH as when it gets near to xmas I suddenly go spending mad if let loose near any shops! luckily we were fairly snowed in last yr which put a stop to all that!

KolaKube

LilacPixie wrote: »

oo I quite like Ghosts, who is he?? is he linked to one of you or to the house??

He's linked to the house we live in a flat in an old converted victorian house, all high ceilings and cubbyholes! He doesn't come around very often, about once a month really - but he's friendly. He threw around a loads of pans (which were nicely nestled in the cupboard) in the kitchen once at about 4am to wake us up as we'd left a little heater on by mistake and it was red-hot and about to go on fire! That was when we first moved in. I often see him in the hallway or bedroom, but OH doesn't see him very often so I was surprised last night when he said he was in he little kitchen again. He mostly just lurks and swishes at the interior voile curtains etc, but has been known to open the big sash windows and open / shut the doors too - and we don't live in a draughty place! I presume he's just helping to air the place out! I don't mind him at all and I'm normally really funny about ghosts / ghost stories, he's very helpful really.

I'm glad we all seem to agree on the cash wedding gifts thing! We genuinely do have something useful to do with it, and we've already got a household full of stuff!

Good luck youngone with the budget xmas shopping.. it can be done!!!!

Right I'm off to this interview, arghhhhhhhhhhhh! Will update later :rotfl:

Kola

SmlSave

Good luck with your interview!

KolaKube

Hi all!

What a rubbish day

Interview was awful - it was a group thing, and not only was I clearly the odd one out (everyone else early 50s ex-civil servants), everyone else talked all over each other and I couldn't get a word in edge-ways (and believe me, I'm not quiet!)- it was hideous. Not expecting a call back to the individual interviews next week. I just can't face staying in my current job any longer and am feeling a bit down about it all tonight.

Plus I got home and OH had made this awful dinner (nasty barely cooked pork chops and mash - no veg, seasoning or anything else - I'm so sick of his slab of meat based dinners, but that's a rant for another day!) - I put my piece of pork back under the grill and he's in a full on huff with me currently because "nothing he ever does is right". Problem with his huffs are they very quickly escalate into "I'm not sure if we're doing the right thing getting married" and "I'm off out and I'm not sure I'm coming back" - they don't happen often but follow the same pattern every time and I'm just not getting into it with him today! I made him a cup of tea there and he refused to drink it. Currently hiding in the bedroom with the laptop as I refuse to let him drag me into a "thing" with him.

*sigh*

Off out on my driving lesson in a bit but to be honest I could just do with a nice bath. Not that I could bath without cleaning up anyway because *somebody* in this relationship has covered the bathroom with talc and my poor pot of apricot exfoliator trying to remove his halloween face paint.

WWWWWAAAAAAAAAAAAGGGGGGHHHHHHHHHHHHHHHHHH :mad:

Sorry, rant over. I promise a more civilised post next time.

Have extracted the £200 from the bank and aim to live on that this month.

Kola

KolaKube

Well, I didn't get the job nevermind... at least I have the grey dress! For now I need to concentrate on keeping the job I have by the looks of things... have to reapply in December, need to build my portfolio and generally pay my application a bit of attention so I don't miss out on keeping going in the industry I'm currently in, nevermind looking for new things (the external search will resume in December!)

In other news - OH and I have decided to try to stop drinking for a while - we go wayyyy overboard on nights out and spend the next few days hungover and have decided it's not worth it! So that should save a little cash and hopefully help the waistlines a little I've discovered virgin mojitos! (Everything but the rum.... delish!)

It's never been more important for us to be careful with money - OH has found out he's pretty much definitely losing his job in March (end of a 24 month contract) so until we find him something else I'll be the only breadwinner. And my wage will be reducing big style in Dec!

You know, I think it might be time to face up to doing a SOA... :rotfl:

Kola

LilacPixie

Oh well Kola - bet it would of been a job you hated anyway. If the type of person that gets offered the position is the type that talks over others then your best of not there, you wouldn't be happy.

Men live on a different planet

sKiTz-0

Sorry to hear about the bad news Kola.

Hopefully you will get some good karma soon though. On a positive note the deposit savings are going well so far looking at your sig. I'm saving for a deposit myself hoping to buy in 12-24 months. Hopefully house prices will stagnate enough to let me build up a decent deposit.

Anyway, I am from Manchester and was interested in the area you were talking about before with houses. I'd be interested in seeing what kind of places were selling for <100k. Stone cottages and fields sounds lovely.

Emsky*

Hi Kola,

Just delurking!" Hope you get yourself into your work portfolio & get through the re-application.

Me & my boyfriend are saving for a house deposit in the Manchester area, think we'l be saving for at least 2 more years!" We have a target of £15000, but we only have a third of that!"

Good Luck with the no drinking!" Fingers crossed for your OH's job!"

Emsky*

gratefulforhelp_2

KolaKube wrote: »

Wedding is at the end of January... only 3 months away and we've loads left to sort argh!!!

OOh :j:j:j:j:j:j:j

KolaKube

sKiTz-0 wrote: »

Sorry to hear about the bad news Kola.

Hopefully you will get some good karma soon though. On a positive note the deposit savings are going well so far looking at your sig. I'm saving for a deposit myself hoping to buy in 12-24 months. Hopefully house prices will stagnate enough to let me build up a decent deposit.

Anyway, I am from Manchester and was interested in the area you were talking about before with houses. I'd be interested in seeing what kind of places were selling for <100k. Stone cottages and fields sounds lovely.

Looks like we have pretty similar plans! good luck with the savings, keep us updated :cool:

It depends really whether you want to stay in Manchester itself or not! We've been looking in West Yorkshire :j have seen a couple of places for that sort of price - complete fixer-uppers mind you :rotfl:Keeping the dream alive though!

Kola