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£1 loan payments, orangutans and learning it doesn't all happen overnight...
Comments
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I love how things make sense on here that don't anywhere else!
Challenge is on and of course added to sig.
Roll on the weekend even more now, not just extra shifts but some selling as well now!
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
We should form a group of all those people who are attacking Lloyds! :rotfl:
Add me to that list!!I've just been staring at my spreadsheets again (wonder how many hours I've spent doing that?!) and realised if I overpay my overpayments (if that makes sense at all!) by £495 then I can take my DFD to November 2012 as my last payments in December 2012 are only £495.
If all that long-winded waffle makes sense I'm going to use that as a target to start making some ebay/gumtree sales as that's something I've really been putting off
Makes perfect sense, and you're not the only one that spends hours looking at spreadsheets! To bring my DFD to Nov12 I have to overpay my overpayments by £55 a month. Still, most of mine is based on a bonus in October that I'm estimating at the moment, so I wont be certain when my DFD is... I'm anticipating making a payment of £4k in October towards the debt...Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Being able to make a 4K payment in one go will be amazing, even better seeing as it's Lloyds you could divide that whole amount into pennies and pay it that way! Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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Hi Beccie,
Just posted on the % challenge thread that it's free listings on eBay this weekend, might be a good time to start making that £495?
Hope that helps!
Pennies xVSP - £14.76 | Saving for a Deposit0 -
Thanks Pennies x
Definitely no excuses now! Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Being able to make a 4K payment in one go will be amazing, even better seeing as it's Lloyds you could divide that whole amount into pennies and pay it that way!
It would be worth the effort just to annoy Lloyds
We need a name for our Lloyds bashing group!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
We do!
I'm rubbish with thinking of names for stuff though, will have a think! Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Yeah me too, I'm not very creative!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Although actually Lloyds bashing as you've already called it is pretty good!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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Poo, the gig I was going to go to on Sat night has been cancelled.
Was going to spend probably around £20 on drinks and stuff though so think that maybe justifies me buying a new pair of trainers?
I know Converse are supposed to be battered but you can tell what socks I'm wearing through the holes! :eek:Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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