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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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Comments

  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    How many days till Borneo Becs?

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    85 days Jody :)

    Barclay card arrived and transfers done. Unfortunately because you can't transfer straight from a loan I had to transfer to Egg first and then from there to Barclays - means it cost me slightly more in transfer fees but still saves me £574 in interest! :j

    Not quite enough to knock another month off the DFD yet, but
    getting there.

    A bit depressing for the debt to go up initially cause of the transfer fees but soon start battling it down again soon.

    Another £4 sent to the loan today too :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    It's worth the fees and hassle when you think about the £574 saving, thats a huge amount in your pocket rather than theirs :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    From a couple of weeks ago I've been going back into all my old cashback accounts from about 3 years ago when I decided to give daily clicks a go, but rapidly lost interest! :o

    Been trying to up the balances since then just to get them to payout.

    £5 just requested from British Rewards :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    i remember doing about borneo in environmental studies at school many moons ago an interesting place to visit and one that you will always remember am jealous but you deserve to go with all your hard work.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Busy busy weekend!

    £21 to the o/d and £5 to the loan.

    Waiting for all the transfers to go through rather than just pending - hate the inbetween bit, I don't like the figures looking all messy! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Oh and another Xmas present bought - can't believe how organised you guys have made me!

    Also, have treated myself to a hula hoop - it's £17 so feel a bit naughty but hope I can justify it with all the hours I've worked this weekend :o

    Also did an online Tesco shop for the first time. Didn't realise it stores up all the codes for the vouchers they send you so you can use them online. OH is useless at using them and had £49 worth of vouchers on there :eek: Used £35 of them which is enough for the next two weeks, so we'll still have some left for next time :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Bec's

    Well done on the payments.

    Enjoy the hula hoop!

    So did u get your shop for free this time with all the vouchers?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • I discovered I had £12.50 worth I hadn't spent (so not as many as you but still a bonus) - Tesco are sending them to me in December so that can go towards Christmas food shopping :D
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    We spent £1.53 cause of the voucher amounts. Still nearly £15 left in vouchers though - sometimes it's good that OH is a bit useless! :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
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