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£1 loan payments, orangutans and learning it doesn't all happen overnight...
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Just worked it out and it should save me £985 and take a month of my DFD! :j
Hurry up and arrive now card, I'm not the most patient of people!
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Woo hoo, that's a massive saving :j
I bet you are super smiley today
Do you think our lack of patience contributed to our current situation! I don't think I have changed at all on that front.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Yay to an extra saving :j, that's very significant too!
I'm getting tired just reading about all your planned work, you must be so tired, do you ever get to see your OH? :rotfl:
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Woo hoo, that's a massive saving :j
I bet you are super smiley today
Do you think our lack of patience contributed to our current situation! I don't think I have changed at all on that front.
Am very happy today!
I think it probably did. But then i think we are learning a lot of patience while paying this off so hopefully that will help us not get in the same situation again.Yay to an extra saving :j, that's very significant too!
I'm getting tired just reading about all your planned work, you must be so tired, do you ever get to see your OH? :rotfl:
Luckily he never goes to bed before at least one in the morning anyway so I get to see him when I get bacl from work
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Your dedication is to be admired Beccie. I'm not sure I would do it, even if I did have the time... although who knows, perhaps if I thought it would get me out of my situation I would...
I did waitress for a while when I was first separated - I was working full time as a secretary, commuting 4 hours a day to and from work, helping to set up the new business (that I work for now) and training to be a lawyer at the same time! My waitress shifts were two nights a week and I remember the restaurant was really quiet so I used to bring my notes and put it inside the reservation diary so i could pracice case lawy between customers! It wasnt easy, but I think for me then it was therapy to get over the fact I was getting divorced and missing my kids... Not sure I dot that again now though, too old, too tired.0 -
That is dedicated EB, just shows you can achieve your dreams if your willing to put the work in xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I think I would find it harder if I didn't have the reasons for doing it. A few years ago when I was doing it just to pay rent then that was depressing as hell.
That's real dedication EB - not sure I could cope with all that work and then study on top of it.
Been in the other office learning to hula hoop this morning - that's been entertaining
Bought two Xmas presents yesterday (look at you lot making me all organised!
) so not going to be able to pay much today. Will get on Lloyds later when it stops messing me about and try and make at least a small payment.
I really want to go sub 23K this month and I am determined not to be beaten by £181!!!
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Yay to starting Xmas shopping :j
OMG I love hula hoops although in the 20 odd years since I last had one I must have learnt to suck at it....can't keep the damn thing in the air for more than 10 seconds now!
.
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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I can't even keep it going for 2 seconds, I'm rubbish!
Well done on the Christmas Presents - its only 36 days to go....LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I can do about 2 minutes - then I die, I am sooooo unfit
Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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