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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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  • EB69
    EB69 Posts: 878 Forumite
    felt so nice paying off my overdraft the other week - it was the first time I'd been out of o/d since I got divorced!
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    No overdraft here but only cos I'm not allowed one! :rotfl:They are nasty little pots of debt and are so hard to get out of once you go into it :mad:.

    Hope you are ok Becsicle, I feel so 'out of it' at the moment wih not being around during the day!

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    EB69 wrote: »
    felt so nice paying off my overdraft the other week - it was the first time I'd been out of o/d since I got divorced!

    First time I've been out of mine in about 6 years! It's so nice to not to keep seeing a minus balance.
    jtr2803 wrote: »
    No overdraft here but only cos I'm not allowed one! :rotfl:They are nasty little pots of debt and are so hard to get out of once you go into it :mad:.

    Hope you are ok Becsicle, I feel so 'out of it' at the moment wih not being around during the day!

    I'm good thanks Jody, it is quiet round here without you! :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    DDs for both loans have gone out - meaning the main one has now gone sub 14K! :T Little way to go still to get that one to 13.5K by the end of the month.

    And £1 added to the o/d fund :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done Bec's :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Well done - I bet it feels great each time you move down to the next "k" category.
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    :mad::mad::mad: My phone has died! :mad::mad::mad:

    2 weeks after I got the new cheap deal that means I don't get a new phone!

    Am currently suspecting T-mobile of sending out a signal to my phone to kill it to get me back! :rotfl:


    Off to find the cheapest phone possible!
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Oh no Bec's I would blame T Mobile as well :(
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Finding it hard to find a decent deal on handset only - they all appear cheap but then you have to buy a certain amount of PAYG credit to get it for that price which I don't want :(

    Hunt continues..................
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Quidco are doing £5 cash back through Carphone Warehouse on PAYG phones - may be worth a look.
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
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