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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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  • What is text broker ? How dare they only give you a 3 your a 5 :-). On news from me I've paid a loan off yippee and me and oh sat down and did an optimistic budget, that is achievable :-) after the final loan is paid all the negative wealth starts at a minimum of 1500 and goes up to 4k so negative wealths will be cleared over a couple of months so heres to2013 and clearing all my unsecured negative wealth :-) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Well done on paying off a loan Happy :T

    So, I've been off work sick for a week - rubbish cold and sinusitis :(

    Meaning I haven't achieved a lot :o Only update really is a small £17 to my Mum :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Ahh no sorry you have been poorly, get better soon and well done on the 17 pound :) xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Thanks Happy :)

    £100 to my brother today which is much better and takes me to 92% :D

    In 3 weeks I will be in Africa! :j
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well done on the payment 92% is fantastic, hope your feeling better now

    Thanks for the Africa reminder not jealous at all :( one day i will get there.
    You must be an expert at this now i know where to come for hints and tips on how and what to pack
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Sorry HWG, just very excited! My friend who I am staying with keeps texting me pictures of the animals coming in and I can't wait to get there.

    Defnitely does get easier with knowing what to take, which is good because then I panic less :o

    You should come with me :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    So a while since I posted and it's not going so well :o

    I'm doing well on the make £20 a day challenge, nearly on target, but just seem to be spending it rather than paying it off debts :o (Including £65 on getting my hair cut and coloured last night :eek:)

    I've got quite a lot to fit into the next couple of weeks, and the time seems to be slipping away.

    I think I'll post my list to try and give me some motivation :)

    Getting ready for Africa list
    • [STRIKE]Email through my flight details[/STRIKE]
    • Make doctors appointment for jabs etc Did this, forgot to go, made new appointment :o
    • [STRIKE] Get hair cut[/STRIKE]
    • Sort travel insurance
    • Sort phone insurance
    • Download and test postcard app
    • Download and test Viber app
    • Transfer money
    • Exchange some money to Rand
    • Finish Christmas fayre stuff about 1/2 way through this - why oh why did I agree to a craft fair that is two days after I get back?!
    • Finish craft order for moving house present
    • Shop for toiletries
    • [STRIKE] De-activate Etsy shop[/STRIKE]
    • De-activate Amazon listings
    • Post eBay item
    • Start Christmas presents I am making (this is probably unlikely to happen!)
    Eep, now I'm even more worried, that looks like far too much to do! :eek::o
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    edited 31 October 2012 at 10:55AM
    Getting ready for Africa list
    • [STRIKE]Email through my flight details[/STRIKE]
    • Make doctors appointment for jabs etc
    • [STRIKE] Get hair cut[/STRIKE]
    • Sort travel insurance
    • Sort phone insurance
    • Download and test postcard app
    • [STRIKE]Download[/STRIKE] and test Viber app need OH to be on WiFi at the same time to test
    • Transfer money
    • Exchange some money to Rand
    • Finish Christmas fayre stuff
    • Finish craft order for moving house present
    • Shop for toiletries
    • [STRIKE] De-activate Etsy shop[/STRIKE]
    • De-activate Amazon listings
    • [STRIKE] Post eBay item[/STRIKE] long queue, but done
    • Start Christmas presents I am making I collected the wool from the sorting office at lunch time, that counts as starting right?! :o
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Herewego
    Herewego Posts: 2,541 Forumite
    beccie wrote: »
    Sorry HWG, just very excited! My friend who I am staying with keeps texting me pictures of the animals coming in and I can't wait to get there.

    Defnitely does get easier with knowing what to take, which is good because then I panic less :o

    You should come with me :D

    If only :cool: but next time and im sure you will have a next time who knows
    They are some mammoth lists you have but knowing you it will all get sorted and with much time to spare your already knocking them off at a fast rate
    HWG x
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Good luck with the lists beccie :) i am cheerleading you on :). Happy halloween xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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