📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

£1 loan payments, orangutans and learning it doesn't all happen overnight...

Options
1210211213215216246

Comments

  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Well the plan was to celebrate by going to Africa for a month in November - I'm defnitely going to still be going to Africa as is all booked now, but I am wondering if I am actually going to be DF by then :o
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    £210 to my brother and £176 to the overdraft :)

    Which means that the overdraft is officially gone! :j:j I paid the last off last night and set the limit to 0 so that's the end of that one :j:j:D:D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Emzilla
    Emzilla Posts: 3,837 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yay - bye bye nasty overdraft!! :beer:

    :T:T:T:T:T

    Emz xx
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Thanks Emz :A Am very happy right now :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • mrsb83_2
    mrsb83_2 Posts: 914 Forumite
    Congrats! So close now!
    Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

    DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

    £10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Thanks MrsB :A You're even closer! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • mrsb83_2
    mrsb83_2 Posts: 914 Forumite
    I can almost taste it! Can't wait to call for a settlement figure on my loan.

    Are you getting excited for Africa yet or is it still a bit too far away?
    Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

    DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

    £10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I am getting very excited as I can't wait to get back to Africa ( think I have what might be bordering on an obsession with the place :o) but at the same time I feel a bit bad that I may not be DF by then.
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • mrsb83_2
    mrsb83_2 Posts: 914 Forumite
    Seems to me that you're doing great - you'll be very close even if you haven't quite made it.

    What I've learned in my 2nd DFW year is that you can't wait to be DF to have a life. The 1st year was really hard and tbh we were stuck in an absolute rut. No new clothes, no treats, nothing to look forward to. This year I've been so much more relaxed and we're having a lot more fun and looking forward to things other than just being DF.

    So Africa is more important is what I'm saying!
    Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

    DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

    £10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I totally agree, I think it's just getting used to it. My mind set has changed all of it's own accord and my brain is trying to catch up with itself! I expect that makes no sense at all :o
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.