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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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Comments

  • Herewego
    Herewego Posts: 2,541 Forumite
    Just dropping by to say well done on how much you have cleared im very impressed can wait to drop under 50% paid off.
    Yes make sure you do something for you on your day off otherwise it makes all the effort seem so hard.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Thanks HWG, passing 50% was definitely a boost. I'm sure at the rate you go you'll soon be there! :)

    £130 to the loan today :) Now it's under 1K I can definitely see the end of that one soon! :D

    Going with OH to an all you can eat fish and chip night tonight. It's only £5.99 so not sure how good it will be but at least it's a cheap night out :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well enjoy your night out never heard of one of those before
    Do you have a predicted end date for your loan cant be far away now
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    It was ok HWG. A fun night out but the food wasn't up to much!

    According to my spreadsheet I should have paid the loan off by March. I'm going to try to pull that forward to Feb if I can though. That gives me a bit of a headstart on my Barclays CC. The 0% runs out in May and the balance on that stands ar £3,107 currently. I want to pay as little interest as possible on that so will need to be an all out attack!

    Didn't manage to do any of the cross stitch from my 101 list. However, I did manage to get loads of books in for Amazon trade-in. Currently packed and just awaiting me finding a few more so I can fill the box before sending. I also found some pieces of jewellery that I should be able to take to the jeweller's on Friday to see what I can sell them for. I have two white gold rings and a white gold necklace and pendant so fingers crossed they go for a reasonable price :) OH doesn't believe I will be able to sell 1001 items which is one of my goals on my 101 list so the challenge is on :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Oh, and £10 to the loan :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Just re-jigged my spreadsheets - new DFD of Oct 2012! :j:D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • mrsb83_2
    mrsb83_2 Posts: 914 Forumite
    Huge congrats!!

    You've overtaken me now - I want to get my DFD to Oct too.

    What's the 101 list Beccie?
    Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

    DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

    £10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
  • Determined_2b_Debt_Free
    Determined_2b_Debt_Free Posts: 349 Forumite
    Hi Beccie

    Just popping in! I really can't believe your figures, they are amazing and inspirational. One day I'll read the whole thing but in the meantime, do you have any tips you can pass on??? xx
    Me, DH and DD (17 months) clearing our debt for a better future. Then (LBM) = £21,636.43 (Oct 2009) Now = £12128.07 (44%)
    GOALS/CHALLENGES
    Try to get credit card to £2k by April 2012 (was £3014.94)
    PADing to clear CC 1/1/12 TOTAL: £32.00
    Ditch 100 in January challenge: lost count but way over 100!!!/100
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well done on the new DFD thats amazing

    Whats Amazon trade in as I have loads of books i need to get rid of

    HWG x
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Determined_2b_Debt_Free
    Determined_2b_Debt_Free Posts: 349 Forumite
    Me too on the book front - I was wondering that too.. x
    Me, DH and DD (17 months) clearing our debt for a better future. Then (LBM) = £21,636.43 (Oct 2009) Now = £12128.07 (44%)
    GOALS/CHALLENGES
    Try to get credit card to £2k by April 2012 (was £3014.94)
    PADing to clear CC 1/1/12 TOTAL: £32.00
    Ditch 100 in January challenge: lost count but way over 100!!!/100
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