£1 loan payments, orangutans and learning it doesn't all happen overnight...

Emzilla

beccie wrote: »

I've decided - I will quite that job once I have raised the £540. I'll allow wages from that job and ebay/surveys etc to count towards it.

If I quit then try to raise the money, I'll probably slack off, if I have to hit target to quit then that should be my motivation

Are you going to count the monthly savings you made today towards it?

Emz xx

Kepp

Signature duly updated

Not sure Emz, do you think that's a fair one to count? It's £234 over the lifetime of the debt.

Emzilla

beccie wrote: »

Signature duly updated

Not sure Emz, do you think that's a fair one to count? It's £234 over the lifetime of the debt.

I think so. It is money that you were paying out and have now saved. As long as you make sure it comes off your debts, I think it definitely counts .

Emz xx

If_My_Pennies_Were_Pounds

Are you actually going to be paying those savings off the debt though?

If yes, then count them. If no, then don't!

Your sig is looking quite full now Becs and you've committed to lots of challenges now so you've got to complete them :rotfl:

Kepp

They will defnitely be going on the debts - first thing I do every month after my bills is leave £100 in my account and pay the rest off debts so those savings we be swept straight across with that.

Added in to sig now - got to meet these challenges so I can clear my sig out!

If_My_Pennies_Were_Pounds

You realise you're almost half way to your 'quit the job' target already?! :T

Kepp

If_My_Pennies_Were_Pounds wrote: »

You realise you're almost half way to your 'quit the job' target already?! :T

The end is in sight already

It's amazing how the savings add up - I really thought I had cut back as much as possible but just goes to show.

Ceniza

beccie wrote: »

I can send them back but think I have to pay too and also would then have to pay postage again to get the right size sent Fingers crossed that they are a generous size 8!

No mention of rent being raised yet but am ready for it - I've never known them not try that! It's a lovely flat and I'd hate to move but I have a pre-prepared list of reasons why it's not worth paying more for

You can always argue that you're good tennants and you've never missed a payment etc. I've managed to keep my rent the same for 2 years now, and for where I live it's low for a 2 bedroom place

jtr2803

Sounds like a good plan for giving up the cleaning job Becs, are you on PAYG or mobile contract? If it's contract could you move down a tariff at all? I saved £15 a month when I did mine so over a year it's a big saving!

Kepp

That's a good point Adam - I'll remember that.

Thanks Jody but I've already negotiated my phone which is contract down to £5 a month for 900 mins and unlimited texts so don't think they'll go any lower!

£10 to Lloyds and a massive 1p to the savings