£1 loan payments, orangutans and learning it doesn't all happen overnight...

Woowoo

You most definately are not lazy! I think you work incredibly hard, and whilst clearing your debt asap is important, so are things like spending time with your OH and chilling out occasionally.

Do you clean there once a week, how much would you be losing? Maybe challange yourself to do some surveys, or stick some stuff on ebay instead x

Kepp

Thanks Woo

I've worked out over the lifetime remaining of my debts that I will earn from each job:

Cleaning 1: £540
Cleaning 2: £900
Cleaning 3: £1080
Pub (if only 1 shift a week) : £2160

So cleaning job 1 would definitely be the one to give up, and I could maybe set that as an ebay target. Definitely worth thinking about.

In the meantime, £42 to Lloyds

Emzilla

beccie wrote: »

Thanks Woo

I've worked out over the lifetime remaining of my debts that I will earn from each job:

Cleaning 1: £540
Cleaning 2: £900
Cleaning 3: £1080
Pub (if only 1 shift a week) : £2160

So cleaning job 1 would definitely be the one to give up, and I could maybe set that as an ebay target. Definitely worth thinking about.

In the meantime, £42 to Lloyds

Well done on the payment Beccie.

I think that's a great idea from Woo. £540 over the lifetime of your debts is definitely achievable through ebay and maybe some survey sites that pay in cash. At least you will be at home more that way.

Emz xx

Woowoo

Well done on the payment Bec's x

Kepp

Just cancelled my credit report - so that's £7.99 a month saved

Didn't really feel I needed it anymore as all it was doing was annoying me that Lloyds hardly ever updated my balance!

They really did give the hard sell when I closed it - if it's of any use to anyone, when you try to cancel they will offer it to you for £4 a month instead, might be useful if you do want to keep it but pay less!

Woowoo

A nice little saving there Bec's

Kepp

And just cancelled the lottery thing at work that comes out my pay at source - never won a thing in 6 years!

So that's another £5 saved - £13 a month saved in about 30 mins.

One of the cleaning shifts is £15 so that's almost one covered already - I will give up this job!

If_My_Pennies_Were_Pounds

And once you start the make £5 a day challenge (FRIDAY!) you will be more than covering that job!

Emzilla

beccie wrote: »

And just cancelled the lottery thing at work that comes out my pay at source - never won a thing in 6 years!

So that's another £5 saved - £13 a month saved in about 30 mins.

One of the cleaning shifts is £15 so that's almost one covered already - I will give up this job!

Excellent Beccie .

Emz xx

Kepp

I've decided - I will quite that job once I have raised the £540. I'll allow wages from that job and ebay/surveys etc to count towards it.

If I quit then try to raise the money, I'll probably slack off, if I have to hit target to quit then that should be my motivation