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KP - Fantastically Fervent MoneySaving Super Fan? Must try harder :mad:

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Comments

  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Right complicated sums here hope I have got it right.

    Left 35 on savings for hair and present budget
    Paid off all Tesco cc leaving 77 bal that is Jan reclaimable expences.
    This leaves current account at -68 add 189 and 68 dec and glasses expences claims made today so due next week that leaves a balance of £188 left to pay day.

    Expecting dds of 88 to go out before then so have £100 to play with. £30 will be contacts to thats £70. Diesel will be on Tesco cc so reclaimable.

    Anyone keep up!!
    :j
    May 2013 new beginnings:j
  • millionaire_in_training
    millionaire_in_training Posts: 5,818 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    lol yes just about. So you have £70 until end of month :eek: tight one
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Yep £70.

    REF tough - Yes and no - its to the 25th so 6 days less!! I only have me for most of it and the kids ar weekends which isnt too bad.

    Some more positive news is that I had a choc craving and I nearly went to the shop when I got back. Didnt and just remembered I brought those 3 bars earlier. What a wally..... Just remembered I still have some of that coconut ice so that will solve the sugar craving thats back.
    :j
    May 2013 new beginnings:j
  • beanielou
    beanielou Posts: 96,732 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Keep plodding :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Olderbutnotwiser
    Olderbutnotwiser Posts: 667 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    Found you KP can now do some reciprocal nagging/support :D
    LBM- finally kicked in 16/12/08 @ [strike]£41,862 [/strike] £0.00/ DFD- 24/12/13 :D
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Olderbutnotwiser wrote: »
    Found you KP can now do some reciprocal nagging/support :D

    Ha Ha please do!

    NSD except for reclaimable lunch yesterday

    £3 spent today for lunch - about to head to town with friends/collegues so will try not to spend although heal on boots playing up :mad:.
    :j
    May 2013 new beginnings:j
  • taxi73
    taxi73 Posts: 20,815 Forumite
    hope you had a good time with friends and have a good weekendx
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Yes thanks - spent £5 on a CD so I wasnt too bad. Then £1 in the office for charity.

    Popping into town later to open a bank account for DD1 and get her measured - so grown up!!

    Need to apply for a SUN holiday later - not going to afford Europe as we wanted so will try that for this year.
    :j
    May 2013 new beginnings:j
  • dizzy_lizzie
    dizzy_lizzie Posts: 2,952 Forumite
    Olderbutnotwiser wrote: »
    Found you KP can now do some reciprocal nagging/support :D

    :T Now in stereo :) Can you handle it KP?
    Luv Dizzy x
    Official DFW Nerd Club Member no:219
    In the Court Of The Crimson King
    I don't believe in the concept of hell, but if I did I would think of it as filled with people who were cruel to animals.
    Gary Larson
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    I guess I had better get used to it lol

    Well no hol sas I cant get dates I want at the resorts I wantand wont pay full price. May revisit later in the year if finances allow. Didnt get DD1 measured as she wasnt happy and I think I can get away with it for a bit longer. Opened her a bank account and will pay £3 a week by S/O so thats 12-15 a month to go off the kids £50 budget.

    Spends
    1.40 parking
    1.15 cornish pasty
    3 fruit
    24 clarks boots that were just under 80! - didnt want to buy new boots but old ones are on their way out any time soon :(
    2 sweets for me and DS
    12 ish on 3 CDs from Amazon

    Also remembered I have 60 chq due out for x factor ticket so Jan not great. Will try again in Feb and if no joy will need to rethink budget.
    :j
    May 2013 new beginnings:j
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