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KP - Fantastically Fervent MoneySaving Super Fan? Must try harder :mad:
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Would your work not help you with sat nav?5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
sorry to hear your sat nav has broke and your washer/dryer ..these things are sent to try us..0
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millionaire_in_training wrote: »Would your work not help you with sat nav?
Nope even though almost all of us have one its not claimable. Cant complain too much becuase they are resonablly generous in other areas such as the glasses and lunches.
Well new sat nav bought and ready to play with tomorrow. Washer/Dryer to be looked at tommorrow so will be stuck in the flat for a bit. Annoying because I was planning on going to the Brum office for the first time in an age. Will still go just later.
Feeling tired and a bit of a headache tonight which I hope wont get worse.
Cheap Amazon CDS arrived yesterday so had fun listening to those. Two from early 90s ish that I havent heard in years so :J :J to those.
Will do budget at weekend for Feb to see where I am.:jMay 2013 new beginnings:j0 -
Hope the washer/dryer gets sorted out and doesn't end up costing you.
Sounds like you had fun with the cds. It's really nice sometimes to have a little skip down memory lane isn't it. Don't forget KP you can youtube all your favourite bands too
Hope you feel a little better tomorrow huni.
Luv Dizzy xOfficial DFW Nerd Club Member no:219In the Court Of The Crimson KingI don't believe in the concept of hell, but if I did I would think of it as filled with people who were cruel to animals.Gary Larson0 -
Youtube is good but my work lap top wont allow things like that. Unless I nab my daughters laptop and try to activate my BB a the flat I only have internet access through the work laptop. Better than nothing and free.
My babyboy not well so popped around to see him and dump my washing on OH!! Had to come back to the flat to wait for the plumber. Not much work to do today but that wont last.:jMay 2013 new beginnings:j0 -
Hope they managed to fix your washer xxx0
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Yes and no - looks like Truffle before he went managed to tew through some wires. Engineering fixed and went but when I got back after putting a load on the buttons were flashing again. It is still running though so we will see.:jMay 2013 new beginnings:j0
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Hope its ok.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
A REMINDER POST
Monthly Income Details[/b]
Monthly income after tax................ 1650
Total monthly income.................... 1650
Monthly Expense Details
Rent.................................... 595
Council tax............................. 100 - 60 till march
Electricity............................. 50
Water rates............................. 0 - ? not sure
TV Licence.............................. 12
Satellite/Cable TV...................... 55 - inc tele & internet
Groceries etc. ......................... 100 - should be easy but hard to guess with kids
Clothing................................ 10
Petrol/diesel........................... 0 - low private milage usually covered by expenses
Road tax................................ 0 work
Car Insurance........................... 0 work
Car maintenance (including MOT)......... 0 work
Car parking............................. 0
Other child related expenses............ 50
Medical (prescriptions, dentist etc).... 5
Contents insurance...................... 8
Other insurance......................... 6
Presents (birthday, christmas etc)...... 25
Haircuts................................ 10
Entertainment........................... 50
Total monthly expenses.................. 1076
Unsecured Debts
Description....................Debt......Monthly.. .APR
nw loan........................7800......224.......6. 9
t loan.........................6100......199.......1 1.9
citi opus......................1200......27........3.9
nw.............................1000......23....... .16.9
Total unsecured debts..........16100.....473.......-:jMay 2013 new beginnings:j0 -
Right payday
I have paid all non expense credit card charges and a few dds have come out.
Remaining balance 1095
due from OH 102
guestimate expenses 150
total 1347
DDs due out - 595 + 60+50+12+8+250 = 981
Due to ISA account 250
grocery, kids and entertainment budget 207 (inc persciption charge)
TOTAL 1338
Diff 9 so very tight
I have moved £45 over to the savings account for hir, clothes and present annual budgets so 80 in there
Need to go to town to see if Lloyds are taking DDs so I know how much to transfer. Also have £18 in purse.:jMay 2013 new beginnings:j0
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