Son's car insurance problem

Dan_Smith

iamana1ias wrote: »

As you have absolutely no idea how old I am, how on earth can you say that??

Well this quote gave me a rough idea that if you bought the house at 19 it was a good while ago...

iamana1ias wrote: »

I was sterilised by choice in my early 20s.

I wasn't calling you an old man yet! However a lot has changed (housing market, insurance, job security) I think your being rather unfair.

iamana1ias

Dan_Smith wrote: »

Well this quote gave me a rough idea that if you bought the house at 19 it was a good while ago...



I wasn't calling you an old man yet! However a lot has changed (housing market, insurance, job security) I think your being rather unfair.

A) I'm female

I bought my first house 14 years ago. I earned less than £10k per year at the time in a job that wasn't secure and needed an extra part time job to make ends meet. The house cost me £60k and had only just doubled when I sold 9 years later.

C) you make your own path in life. I achieved because my parents gave me all the skills I needed to be independent and successful. My whole point on this (now rather boring) thread is that there's no reason young people now couldn't do the same (if their parents weren't so damn feeble).

lisyloo

Don't forget the added costs if a young couple start a family (which you haven't done).

That's another one of life's CHOICES by the way.
Very few people have a gun put to their head and forced to have a child. I know a tiny number of women are raped and don't believe in abortion and a few men are tricked, but by and large it's a CHOICE.

If you can't afford them then don't have them - unless you're one of those feeble minded types.

ha ha - now I sound like iamana1ias

joanne_d_3

lisyloo wrote: »

That's another one of life's CHOICES by the way.
Very few people have a gun put to their head and forced to have a child. I know a tiny number of women are raped and don't believe in abortion and a few men are tricked, but by and large it's a CHOICE.

If you can't afford them then don't have them - unless you're one of those feeble minded types.

ha ha - now I sound like iamana1ias

No you do not sound like her !!!

You talk sense.......she has yet to master that art !

mikey72

iamana1ias wrote: »

A) I'm female

I bought my first house 14 years ago. I earned less than £10k per year at the time in a job that wasn't secure and needed an extra part time job to make ends meet. The house cost me £60k and had only just doubled when I sold 9 years later.

C) you make your own path in life. I achieved because my parents gave me all the skills I needed to be independent and successful. My whole point on this (now rather boring) thread is that there's no reason young people now couldn't do the same (if their parents weren't so damn feeble).

Well you're certainly interesting, but if you're not a crafted persona, I rather doubt you got all the skills that you should have acquired as a teenager.
I'll give you the benefit of the doubt, and hope it's your postgrad project or similar, or else you could be a study in your own right.

joanne_d_3

I think iamanalias just likes to wind people up to get a reaction !

As to the suggestion that you went in your early 20's and got steralised.....total bull !!!

So full of !!!! you are !

Rob_192

Blimey! its amazing how personal these threads get!

Back to the original point, my wife has spoken to the insurance company and fully explained the situation. We have paid the extra premium which is based on 'term time' address, but for admin purposes they are happy for the correspondence address to remain his home address, so all sorted.

To clarrify a few point raised in some of the posts - the insurance is entirely in my son's name and apart from this recent addition he has paid the last two years premiums entirely himself, having worked hard in a part time job to raise the money to buy, run and insure his car. I too am surprised the insurance company were happy talking to my wife, without son's consent but they were.

Regards the various comments about when a child becomes an adult, I can firstly say my son is extremely mature and quite capable of sorting this out for himself, we are just trying to lesten the load and help him out. Interestingly though, if he's deemed an adult, why is he unable to get more than the minimum student loan which is based on my/my wife's earnings? Because of our income, he's restricted to the minimum loan, how does that help make them personally responsible?

R