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Son's car insurance problem

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Comments

  • mikey72
    mikey72 Posts: 14,680 Forumite
    iamana1ias wrote: »
    Any reason your adult son can't sort this out for himself?

    Did your family throw you out or something?
  • custardy
    custardy Posts: 38,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    mikey72 wrote: »
    Did your family throw you out or something?

    mine did
    didnt know i was incapable until 25 or 30 though
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Rob_192 wrote: »
    ......He's on a very intesive course (Medicine) and has little spare time, also we want to make sure he's covered and left to his own devices he may not be inclined to pay the extra premium! At least by doing it for him we have the reasurance that he's fully covered.
    iamana1ias wrote: »
    Let's hope the course has modules on personal responsibility then ;)

    As a possible future client of the lad I’d be happier if they concentrated on the physiology/pharmacology/anatomy type modules myself :D
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Rob_192 wrote: »
    None whatsoever, just trying to do the lad a favour.

    He's on a very intesive course (Medicine) and has little spare time, also we want to make sure he's covered and left to his own devices he may not be inclined to pay the extra premium! At least by doing it for him we have the reasurance that he's fully covered.

    If you left it to your son and he wrote to the insurers advising him of his address they will probably not be able to understand his hand writing
  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    dacouch wrote: »
    If you left it to your son and he wrote to the insurers advising him of his address they will probably not be able to understand his hand writing

    Not all doctors have illegible handwriting.

    Anyway pharmacists could always read it before most of them started using printed prescriptions.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
  • joanne_d_3
    joanne_d_3 Posts: 715 Forumite
    iamana1ias wrote: »
    Any reason your adult son can't sort this out for himself?


    Just curious as to whether or not you have kids ?

    If you do then i pity them having you as a parent !

    Sometimes us parents do things such as this to help the kids get prepared for the real world !

    I mean , not all kids of 17/18 years old would know how to deal with things such as insurance etc.....

    As an example:

    My Daughter is 17 , at present she is having some difficulty with her paye tax . This is her first job and she has no idea who to contact to sort the problem or where she should telephone to solve the problem.

    How many kids of this age would ?

    So....as per your statement above , do i leave her to work it out for herself or do i offer to help her with my knowledge ?

    Seems you would leave your child to it ?

    Not me.....

    What i did - as i suspect any loving parent would do - was i explained the situation as best i could to her , offered to telephone the HMRC up for her (after putting her on the line to give consent for me to speak) , put the phone on loud speaker so she could hear the questions i asked and the answers i received in return.

    At the end of the phone call i found that she had a good understanding of the situation and so in the future would be more capable of dealing with such matters.

    Iamanalias - im sure it feels good to you knowing that you were born with knowledge of every situation and how best to handle it !

    Im sure im not the only parent who thinks like this .....?
  • iamana1ias
    iamana1ias Posts: 3,777 Forumite
    joanne_d wrote: »
    Just curious as to whether or not you have kids ?

    I don't (can't) but am employed in a role that involves fixing other peoples' ;)
    joanne_d wrote: »
    If you do then i pity them having you as a parent !

    I pity most of the kids I work with for the parents they're lumbered with ;)
    joanne_d wrote: »
    Sometimes us parents do things such as this to help the kids get prepared for the real world !

    I must have been very advanced then - I was self sufficient financially at 15 and moved out at 17. I bought my first house at 19 and have never needed help to sort out tax or insurance or anything else. I wonder whether initiative is genetic or learned.............. :think:
    joanne_d wrote: »
    I mean , not all kids of 17/18 years old would know how to deal with things such as insurance etc.....

    As an example:

    My Daughter is 17 , at present she is having some difficulty with her paye tax . This is her first job and she has no idea who to contact to sort the problem or where she should telephone to solve the problem.

    How many kids of this age would ?

    So....as per your statement above , do i leave her to work it out for herself or do i offer to help her with my knowledge ?

    Seems you would leave your child to it ?

    Absolutely. How will she learn otherwise?
    joanne_d wrote: »
    Not me.....

    What i did - as i suspect any loving parent would do - was i explained the situation as best i could to her , offered to telephone the HMRC up for her (after putting her on the line to give consent for me to speak) , put the phone on loud speaker so she could hear the questions i asked and the answers i received in return.

    At the end of the phone call i found that she had a good understanding of the situation and so in the future would be more capable of dealing with such matters.

    Iamanalias - im sure it feels good to you knowing that you were born with knowledge of every situation and how best to handle it !

    Im sure im not the only parent who thinks like this .....?

    Your cotton wool bill must be enormous.
    I was born too late, into a world that doesn't care
    Oh I wish I was a punk rocker with flowers in my hair
  • mikey72
    mikey72 Posts: 14,680 Forumite
    mikey72 wrote: »
    Did your family throw you out or something?


    Lucky guess maybe?
  • iamana1ias
    iamana1ias Posts: 3,777 Forumite
    mikey72 wrote: »
    Lucky guess maybe?

    Erm no. Quite the opposite. They prepared me for independent life rather than doing everything for me. ;)

    When I moved out at 17 I still attended school, got my A levels, ran my car (inc. servicing it), and basically took care of my own affairs.

    By the time you're old enough for university you should be capable of looking after yourself. Seems nowadays the vast majority can barely take care of themselves at 25, never mind 18. It's pathetic really.

    If the OP's son is old enough to drive, vote, drink and study medicine he should be capable of making sure his insurance is valid! It's not complicated!
    I was born too late, into a world that doesn't care
    Oh I wish I was a punk rocker with flowers in my hair
  • Hadrian
    Hadrian Posts: 283 Forumite
    vaio wrote: »
    kids don't become adults until 25 or 30 these days
    Motor insurance companys weight premiums against young people under 25, (it's variable) for the simple statistical reason that they have disproportionately more accidents, where claims are made, than those over that age. Moreover the accidents they do have are more serious and more frequent. Any parent considering paying the car insurance premiums for their offspring should give very careful consideration to these facts.
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