To those BUYING in these difficult times....

Moomum

I too can finally join this thread! We had our offer of £733,000 accepted on a gorgeous Victorian house that was on for £780,000. Vendor had just had the sale fall through and we viewed at perfect time. Survey is tomorrow and shouldn't throw up anything to unexpected as we have seen the previous buyers survey and all was fine. Mortgage sorted and solicitors on the ball and all searches, fixtures and fittings dealt with, very excited now!

vesper

hallo though I would just post an update after my last post (about 2 pages back), well after putting in another offer for the house and organising a survey, we find out that the house was sold (sold about the same time they let our surveyor in I may add). Wasn't too happy, but it ended up being sold to a woman that buys up all of the cheap housing in our village and rents them out. She is also the reason why the house prices in this village are getting higher as she already owns 46 houses here and just buys them all. We just couldn't compete.
Even worse right after this our Mortgage broker took it upon himself to cancel our mortgage agreement and we now can't get the same level of mortgage as before so can't put an offer in for the second house we wanted. I think we have finally come to the conclusion that our village is just too expensive (about £20,000 more than the surrounding other villages, a lot when you are only looking to spend £90,000-£100,000) and we are going to have to move a few miles away. I really don't want to move to another village as this has been my home for my whole adult life but the fact is we either stay here and rent or buy somewhere 3 miles away that will cost less than our rent and will actually be our own. (we both work in the village we live in and therefore have no transport costs to work as we walk)
Saying this we have arranged a viewing at a house about 2 miles away from here on Thursday. It's a rather nice house but I am concerned as it seems rather under priced (not sure whether it actually is or whether its just me being used to our villages prices). Usually people say its cheap for a reason, and although it does need completely redecorating it still seems cheap. But we will see at the viewing.

The_Drama_Llama

Yes! Offer of 250 accepted...one more step down the road...

SpeedSouth

I've just had my mortgage approved so will be going for 2nd viewing Friday and offering on Monday all being well... When we will see who's figures are realistic..

LondonAndy

Hi folks

FTB buyer nerves. Hope someone can help allay them!

Offer accepted today after first viewing last week, great news and perfect property for me. However, made offer subject to survey, contract and viewing and went round for another viewing today (with vendor not agent) to "double check" sizes of rooms etc

The vendor has dropped a bombshell that they want to take with them the fitted oven, hob and extractor fan from kitchen. I'm an idiot for not checking this as part of offer, but would value advice on what to do...assumed as fixtures it was all in. I'm at top of budget.

Raise it now and start negotiating? Don't want to offer any more on this property. EA marketed as ready to move into, no work needed, which is a little false now this has come to light. Stupid to believe EA but there we go....

sonastin

Its fairly normal to assume fitted units will be remaining. Nothing is set in stone yet so if you're at the top of your budget, you should think about reducing your offer accordingly - although a fitted cooker won't cost too much. Might be worth waiting until you've had your survey done though, just in case that throws up any reasons for re-negotiating on the price as well.

tyllwyd

I don't think it is reasonable to take oven/hob/extractor fan. If nothing else, you might struggle to get new units that fit exactly and have to redecorate or repair worktops & units. If those items weren't going to be included that should have been said up front - what do the sales particulars say? I'd argue the point.

TMoose

Well, my 2nd offer was declined on a Offers-over 270 where I offered 250 (FTB- stamp duty...). Apparently they've already had another offer at 260.

So we're walking away, but left it open to say "If the 260 falls through, and they want to talk..."

Back to Rightmove.

Moose

The_Drama_Llama

I'm always amazed/sceptical at offers that close to 250. Even if you're not a FTB, it still means an increase in Stamp Duty from £2,500 to £7,800, which isn't insignificant. You have to wonder if they offer that and then after the survey haggle it down to 250 on spurious grounds. I know I would...

Good luck Moose - the house I'm buying was up for 275 and I got them down to 250, so it is possible.

SpeedSouth

LondonAndy wrote: »

The vendor has dropped a bombshell that they want to take with them the fitted oven, hob and extractor fan from kitchen. I'm an idiot for not checking this as part of offer, but would value advice on what to do...assumed as fixtures it was all in. I'm at top of budget.

Thats going to make a hell of a mess removing an extractor fan, assuming its not a built in cupboard one. I'd try and stick with your offer. I would guess the value of the appliances is a lot less than £1,000 so they are unlikley to lose the sale for that little.