To those BUYING in these difficult times....

caeler

No exchange yesterday or today. Apparently solicitors need further confirmation from lender that they will release funds if we now exchange. Apparently an offer isn't enough. Didn't realise! doh! Fingers crossed for sometime this week.

caeler

xtra_time wrote: »

how long in general do mortgage offers take? I have been waiting for ages for mine and its holding everything up.

Mine took 20 days with Nationwide but I did chase once to escalate as mines a new build so was working to a tight deadline.

xtra_time

Still not heard anything - very bad service from YBS. I keep ringing but no-one returns calls. Only one person can deal with it. Shocking.

caeler

Finally exchanged today, completion on 23 December. Very happy!!

azkaban420

Congratulations!

:j

caeler

I've just completed! Good luck to everybody else and Happy Christmas!

sonastin

Congratulations Caeler!

I've still not heard anything from my vendors. If it wasn't a repossession I'd assume that they didn't really want to sell and were going to take it off the market. Given that they are obliged to sell it at some point, I'm at a complete loss as to what they are playing at!

LilacPixie

congratulations to all who have made progress. We got keys on the 10th. Few minor glitches and issues that really are not worht getting stressed about now but was very very stressfl at the time. Firstly completion time in missives was 11am, when we arrived at 11:30 they were still packing up, said movers had let them down with snow etc so they had to hire a van and do it themselves so OH gave them a hand with some of the boxes etc while our movers chomped at the bit to get unloaded and finished, they were out just before 1pm so 2 hours late but fair enough snow etc was bad however our movers had confirmed on the wednesday they would be fine for friday and we didn't have more snow, a breif call to warn us on the thursday would of been enough to just delay the chain a little but no.. We eventually got in to find they took lightbulbs from hallway and all 3 bedrooms plus some curtain rails ( that i hated and had bought replacments for anyway which annoyed me but my parents keep getting given energy saving bulbs so they nipped over with some of them before darkness fell, phone company/internet/tv couldn't activate our account because former owners had not told them they had left or given notice of moving and we had to get a copy of our solicitors letter confirming missives singed and date of entry so I was internetless for a week more than we thought. 2 days after we move in electricity died, turned out it was a key meter in an outside box. the meter we took readings from on entry inside was just a display of usage so much scrambling about in the dark with a torch and meter key found in a kitchen drawer to get the actual key fllowed by a mobile call to the utility supplier to find out if we could use that key to top up and when they would switch to a dry meter. Dry meter was installed today but oh so annoying when the home buyer pack thig clearly states utility supplier and that its a monthy DD costing £72 a month dual fuel. TBH I am annoyed with myself because we had alot on on move day so other than taking readings I thought I could put off calling the utility supplier until our phone line was in on the monday rather than a 0870 number from my mobile.

Still we are in, it still doesn't feel like out home but i'm sure it will in future once the boxes we still have are actually unpacked and things changed... with it being so close to christmas and my due date priority has just been getting actually moved in.

liam_h

Hi all.

Haven't posted on here but feel I need to vent.

When we agreed a price at the back end of November, we were told our vendors wanted a quick sale and wanted to be moved before Christmas. :j
Sadly it appears their vendors haven't had the same thoughts and according to our vendors solicitors, they are dragging their heels.

The thing that is annoying me though is our vendors solicitor isn't making much of an effort to get this sorted. They've apparantly had part of the contract back, but are still waiting for protocol forms so enquiries can be raised. :mad:

It looks like we're in for a bit of a wait, but I'm going to be pushing this after New Year if I don't hear anything by the end of the first week.

/Rant

caeler

liam_h wrote: »

Haven't posted on here but feel I need to vent.

It's good to vent.

LilacPixie wrote: »

Still we are in, it still doesn't feel like out home but i'm sure it will in future once the boxes we still have are actually unpacked and things changed... with it being so close to christmas and my due date priority has just been getting actually moved in.

Enjoy your new home and I hope you forget all your stresses!