Any free transfers from a Maxi ISA to an Investment ISA?

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chudies
chudies Posts: 262 Forumite
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in ISAs & tax-free savings
Hi there.
As a good saver I used to open a new maxi ISA every year from 2001.
However there is SOOOO much paperwork asscociated, so I wanted to transfer all the Maxi ISAs into one Investment ISA.

I chose the Post Office Investment ISA.

However they just told me:

1. Cash ISA - free so......:T

2. Maxi / Investnment ISA - 2.5% initial fee, 1.5% annual fee.
I could handle the annual fee but not happy about the initial fee sooo :mad:


So does anyone know of any investment ISAs which dont charge on tranferring in

Cheers
:grouphug: Lets hug!! :grouphug:
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  • dunstonh
    dunstonh Posts: 116,371 Forumite
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    So does anyone know of any investment ISAs which dont charge on tranferring in

    Most of them have no charges on transfer nowadays.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • chudies
    chudies Posts: 262 Forumite
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    thank you

    is there a site which compares all of them in ine nice place?

    cheers
    :grouphug: Lets hug!! :grouphug:
  • chudies
    chudies Posts: 262 Forumite
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    i am after a free transfer in of maxi ISA not the cash one though
    :grouphug: Lets hug!! :grouphug:
  • dunstonh
    dunstonh Posts: 116,371 Forumite
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    is there a site which compares all of them in ine nice place?

    That sort of research data costs money. its not the sort of thing given away for free.
    i am after a free transfer in of maxi ISA not the cash one though

    Same applies.

    If you are looking at DIY and utilising unit trusts/oeics then take a look at Hargreaves Lansdown.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • chudies
    chudies Posts: 262 Forumite
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    fair enough
    :grouphug: Lets hug!! :grouphug:
  • xrjtg
    xrjtg Posts: 600 Forumite
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    Hargreaves Lansdown frequently offer to pay me to move some of my other investments to them. If you choose the right provider and carry out the transfer in the right way then you might even make some money from the deal.

    Don't let transfer offers guide you though: (rebates of) charges (initial and annual) and fund choice are both more important.
  • jamesd
    jamesd Posts: 26,103 Forumite
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    Hargreaves Lansdown are popular and not expensive for unit trusts in a S&S ISA. They are an excellent first choice for someone who's unsure where to go and not considering direct buying and selling of shares.
  • chudies
    chudies Posts: 262 Forumite
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    went with the virgin isa in the end
    :grouphug: Lets hug!! :grouphug:
  • nrsql
    nrsql Posts: 1,919 Forumite
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    Oops.
    Expensive.
  • chudies
    chudies Posts: 262 Forumite
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    nrsql wrote: »
    Oops.
    Expensive.


    charges or poor performance?

    charges seem the usual 1-1.75% (1.75% for the climate ISA which i would agree is higher than the norm)
    :grouphug: Lets hug!! :grouphug:
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