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What do you have to show for your debt ??
cado1
Posts: 109 Forumite
Was just wondering from reading the posts on here if anyone else is like me and has b**ger all to show for all the debt they are now in ?? I know some people are in debt due to a mortgage / kids etc. But I don't have either and am starting to feel worse & worse about it ??
I coudln't really recall what all the money went on apart from rent a car and a few frivolous holidays!
I coudln't really recall what all the money went on apart from rent a car and a few frivolous holidays!
Total Unsecured Debt at October 2018 £29,411
02/20 £ 6,374:j
02/20 £ 6,374:j
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Well I have a little boy but i wouldn't say he has anything to do with our debt lol
But we have got a few odds and sods to show for our debt but mainly it was spent on rubbish or paying bills when we were skint and a couple of hols. We have got 2 sofa's, laminate flooring, wooden doors and a fire place a least but wouldn't cost enough to justify our debt.
So guess we are no different to yourself
Debt Sept 10: 23,200
DMP Start Oct 10
Debt Free Date Mar 2021 ( :eek:Scary thought but gonna work DAMN HARD to cut it down)0 -
ive got nothing and i mean nothing to show for my debt. My ex racked up most of mine and now i have to pay it all back, it was all put in my name too. god the stupid things i did cos of love.PAD Maker0
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ive got nothing and i mean nothing to show for my debt. My ex racked up most of mine and now i have to pay it all back, it was all put in my name too. god the stupid things i did cos of love.
Same here. Not even just once either. First ex was a drunk and I did what he wanted to keep him happy and calm, and second one was/is a gambler (which got progressively worse through our relationship) so I ended up shouldering all the bills etc cos he was always skint, even though he earned 4 times as much as I did. I even used to pay his ex wife her child support. Older and much much wiser now though.....and poorer 0 -
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
ive got nothing and i mean nothing to show for my debt. My ex racked up most of mine and now i have to pay it all back, it was all put in my name too. god the stupid things i did cos of love.
Me too! Ex was useless with money. I paid for everything and took out any credit we had. I;m now sttuck with a mortgage which is £40K higher than it should be because we put money into a business he now has - and is running into the ground. Car loan was in my name, money for IVF:eek: Why? Why? Why?MBNA [STRIKE]£2,029[/STRIKE] £1,145 Virgin [STRIKE]£8,712[/STRIKE] £7,957 Sainsbury [STRIKE]£6,870[/STRIKE] £5,575 M&S [STRIKE]£10,016[/STRIKE] £9,690 Barclaycard [STRIKE]£11,951[/STRIKE] £11,628 CTC [STRIKE]£7,629[/STRIKE] £6,789 Mortgage £[STRIKE]182,828[/STRIKE] £171,670
LBM Dec12 excl mort 47,207/42,784 Dec13
Excl mortg and CTC 39,578/35,995 Dec13
Incl mortg 230,035/214,454 Dec13
Extra payment a week:this week £0 / YTD£1,457.550 -
we bought a car with it...an old banger...which is now no doubt in a scrap yard lol.a wii,which still sits here.the rest i can honestly say i have no idea.i think thats the worst part of it.0
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Mine was just basic living essentials from when my other half was too unwell to work and we didn't have the money to cover the bills and so used credit cards, etc. It soon racked up to stupid levels - about £35K at it's worst - and I was only earning about £17K at the time
Then got in touch with a DMP company who helped sort us out. That was a long time ago now and it's almost all in the past - my wages have more than doubled since then and I'm just left with a few scars on my credit report but they're slowly dwindling
My posts are my own opinions based on my experiences and info gathered from sites such as this.
They are not a substitute for professional financial advice - but you knew that already didn't you?
VSP 2011 - Member #25 - Started 6th December 2010 - Total As Of 4th May 2011 (21 weeks in!) - £323.67/£500 - So far so good!0 -
In no paticular order I can honestly say that I have nothing to show for it except bills, hassle, stress and a much worse standard of living. I do remember a holiday that went on the card which is universally acclaimed to be the worst family holiday we ever had so not even any good memories from that. Have had a look round the house and can honestly say there is nothing here.
Oh dear, oh dear, oh dear
CB0 -
A few more grey hairs "I may be many things but not being indiscreet isn't one of them"0
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Clothes mainly *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.200
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