Money Moral Dilemma: Should I sell her my car?

rachelar

I'm not 100% sure of when the DVLA will dish this out, but it is possible they can endorse your licence with an IN14 conviction for causing or permitting a vehicle to be driven while uninsured against third party risks.

If you do get one of those on your licence, it will be nearly impossible to get insurance as it's considered a moral hazard. Any insurance you do get will be super-expensive.

It might be worth looking into whether you could have this conviction if you sell her the car, but morally I think you just shouldn't do it- keep your conscience clear.

newps73

Sell her the car.

saterkey

No

morally no i wouldnt

on a more common sense level, you would see the car every day and think about the situation, her , insurance, license etc etc.

anything goes wrong with the car shell come banging and make your life a misery in lots of small ways.

Sell it to someone else away from where you live, that way you can move on and forget it.

Just say that you managed to get a better price for it somewhere else.

pineapple

Given two offers, I would sell to the other person. But if hers was the only offer, I would have no qualms in selling her it.
I think the argument about her being a danger on the roads is a bit of a red herring. There are plenty of perfectly legal drivers you wouldn't want to share road space with.

dollynatrix

Can I just put in my tuppence worth?

While this doesn't help with the actual dilemma, what confuses me most about this post is the presumption people have that somehow not having insurance and having a lost licence makes this person a more dangerous driver.

Yes, I accept the fact that it's immoral as well as illegal and yes, I accept that it is infinately more unpleasant to be involved in an incident with an uninsured driver - but surely that does actually make her a worse driver!

If you sold the car to a stranger and they were then involved in an incident, would you feel guilty? Anybody can cause an accident, whether through dangerous driving, carelessness or sheer bad luck. If the answer to the question is yes, then surely you're resigning yourself to never selling a car!!

Sorry, I'm not great at explaining myself but hopefully i gets the gist across!

TBagpuss

dollynatrix wrote: »

Can I just put in my tuppence worth?

While this doesn't help with the actual dilemma, what confuses me most about this post is the presumption people have that somehow not having insurance and having a lost licence makes this person a more dangerous driver.

If the licence is "lost" because she has been banned, (which given that replacing a drivers licence which has been lost (mislaid) for £20, and we know she is willing to pay £850 extra for the car, seems likely) then we know that she has committed previous offences - the most likely to have being repeated speeding offences/drink driving/driving & using a phone - all of these increase the risk she poses to others, and the fact that she is willing to drive without licence or insurance casts significant doubt on her judgment of risk and her level of responsibility.

It's *possible* that she has learned her lesson since losing her licence and that she *might* be a safe driver, but the odds are against it.

Amzalooz

TechnoBoy wrote: »

Sell the car on the condition that there's a free exotic dance thrown in, then shop her to the authorities. :beer:

Wow, what an enlightened response...

You clearly feel strongly enough about her decision to drive with no insurance to say something, so stick to your guns. If she was offering you more money anyway (Around 1000?) sell at £650 and she should soon have enough for insurance AND a license renewal.

Its not just her that you are protecting, how would you feel if you (God forbid) in an accident involving an uninsured driver? Not saying she is dangerous of course, but accidents DO happen. Plus you are a friend, and would obviously feel terrible if she did hurt herself- of course people could always crash into her and she would have no protection.

As many have said this is a moral more than legal argument, although perhaps knowing she has no insurance is in some way culpable.