The Bankruptcy Club & Supporters Club

hole_in_pocket_2

1000 replies !!!!

hole_in_pocket_2

must be the manual scoot

Mike_St_Helens

Hurray !!! 1000 posts !!! Well done guys... its a milestone.

The manual is right Scoot... I told you the CAB are not fully educated on everything......

scootw1

Mike_St_Helens wrote:

Hurray !!! 1000 posts !!! Well done guys... its a milestone.

The manual is right Scoot... I told you the CAB are not fully educated on everything......

Which makes me wonder whether its worth me going to see them about the figures.

Insolvency have told me now that I can't put down that my cash in hand is being kept in case Student Loans want all their money back in one lump sum. I can't really justify spending all my money over the next couple of months as simple expenditure as I am showing a surplus of about £400 on my I&E. Presumably they will see this and say that I should have £400 in hand after my expenditure so it looks like some cash inhand is going to go to them after all. Drat

hole_in_pocket_2

scootw1 wrote:

Which makes me wonder whether its worth me going to see them about the figures.

Insolvency have told me now that I can't put down that my cash in hand is being kept in case Student Loans want all their money back in one lump sum. I can't really justify spending all my money over the next couple of months as simple expenditure as I am showing a surplus of about £400 on my I&E. Presumably they will see this and say that I should have £400 in hand after my expenditure so it looks like some cash inhand is going to go to them after all. Drat

Mike_St_Helens

scootw1 wrote:

Which makes me wonder whether its worth me going to see them about the figures.

Insolvency have told me now that I can't put down that my cash in hand is being kept in case Student Loans want all their money back in one lump sum. I can't really justify spending all my money over the next couple of months as simple expenditure as I am showing a surplus of about £400 on my I&E. Presumably they will see this and say that I should have £400 in hand after my expenditure so it looks like some cash inhand is going to go to them after all. Drat

Scoot.. I had about £600 after B day... Didnt say I had it, its in a tin under the bushes.... How are they ever going to know.. you spent it in Morrisons remember !!:o

scootw1

Hmm, even Morrisons is not that expensive. Might be able to say i bought some presents or something seeing as it is xmas coming up. Need a ne fridge and microwave as well.

Mike_St_Helens

scootw1 wrote:

Hmm, even Morrisons is not that expensive. Might be able to say i bought some presents or something seeing as it is xmas coming up. Need a ne fridge and microwave as well.

Well buy em mate.....

hole_in_pocket_2

surely no one will question you having to buy a fridge or maybe a microwave if it was necessary.

what next "why loo rolls" when you get a "free newspaper"

Richard_S

scootw1 wrote:

Hmm, even Morrisons is not that expensive. Might be able to say i bought some presents or something seeing as it is xmas coming up. Need a ne fridge and microwave as well.

Hi scoot,

You're getting a little paranoid, the OR doesn't do a detailed cash reconciliation, it's more the bigger picture as to how you have conducted yourself in the year or so leading up to your bankruptcy.

You'll need a reasonable cash float when you go BKY there's no falling back on cards. I would concern myself more on where I could safely keep my "slush fund" - Mike's idea's not a bad one, but if you're over 30yrs there's always the danger of forgetting where you bueried it Lol.

Rich